Burke County property record for 103 Independence Trl, Morganton, NC 28655
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,536 sqft · built 1987 |
| Lot Size | 14.8 acres (646,430 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (May 2024) |
| Tax Bill | $1,430 (2026) |
| Deeds & Mortgages | May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2704654743 |
| Primary APN | 2704654743 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 646,430 sqft (14.8 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 1,750 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 12 sqft |
| Deck Area | 225 sqft |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 INDEPENDENCE TRL |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-5714 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | LOW INTENS |
| Legal Description | 103 INDEPENDENCE TRL MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 20600 |
103 Independence Trl, a condominium, is owned and occupied by an individual who bought it in May 2024.
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 INDEPENDENCE TRL, MORGANTON, NC 28655-5714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2024 · Amount on File |
| Deed Sale | May 14, 2024 · Amount on File |
| Deed Document Number | 20244151 |
| Deed Book / Page | 2744 / 278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 14, 2024 |
| Property Address | 103 INDEPENDENCE TRL, MORGANTON, NC 28655-5714 |
| Document Number | 0027440278 |
| Book / Page | 2744 / 278 |
| Instrument Date | May 9, 2024 |
| Instrument | 2024004151 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 INDEPENDENCE TRL, MORGANTON, NC 28655-5714 |
| Document Number | 2024004152 |
|---|---|
| Date | May 14, 2024 |
| Instrument | 2024004152 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
The 2026 property tax bill for 103 Independence Trl was $1,430, up 0.4% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,430.00 (+0.35%) | $239,373 (-) Land $34,800 Building $204,573 | $239,373 (-) Land $34,800 Building $204,573 |
| 2025 | $1,425.00 | $239,373 Land $34,800 Building $204,573 | $239,373 Land $34,800 Building $204,573 |
| 2023 | $1,428.00 | $239,373 Land $34,800 Building $204,573 | $239,373 Land $34,800 Building $204,573 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Independence Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Independence Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Compas X-Stream Cable · Fiber in parts of the area | 1,000 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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