Frederick County property record for 103 Inca Trl, Winchester, VA 22602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 2006 |
| Lot Size | 0.54 acres (23,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Oct 2006) |
| Tax Bill | $1,909 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 49A081-5-168 |
| Primary APN | 49A081-5-168 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 3,692 sqft |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,431 sqft (0.54 acres) |
| Terrain | Wooded |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 284 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8012123 |
|---|---|
| Street Address | 103 INCA TRL |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-1446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | SHAWNEELAND L168 P7 S5 |
| Legal Subdivision | 106 |
| Legal Phase | 7 |
| Legal Lot Number | 168 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 50401 |
103 Inca Trl is owned and occupied by an individual who acquired it in November 2018.
Source: Frederick County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 INCA TRL, WINCHESTER, VA 22602-1446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 21, 2018 | Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2006 · Amount on File |
| Deed Sale | Oct 30, 2006 · Amount on File |
| Prior Sale | Oct 21, 2005 · Amount on File |
| Deed Book / Page | 600 / 20381 |
| Last Transfer Date | Nov 15, 2018 |
| Transfer Doc | 0000011629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Oct 8, 2026 |
| Property Address | 103 INCA TRL, WINCHESTER, VA 22602-1446 |
| Document Number | 0000010673 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 202610673 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 103 INCA TRL, WINCHESTER, VA 22602-1446 |
| Document Number | 0000010673, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 202610673 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Nov 21, 2018 |
| Property Address | 103 INCA TRL, WINCHESTER, VA 22602-1446 |
| Document Number | 0000011629 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 11629 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 INCA TRL WINCHESTER VA 226021446, WINCHESTER, VA 22602-1446 |
| Document Number | 11630 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 11630 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2048 |
The 2026 property tax bill for 103 Inca Trl was $1,909, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,909.00 (+10.41%) | $360,200 Land $58,000 Building $302,200 | $360,200 Land $58,000 Building $302,200 |
| 2025 | $1,729.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Inca Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Inca Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHAWNEE LAND private · serves 330 people · EPA ID VA2069525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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