103 Hubbard Rd, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 103 Hubbard Rd, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,369 sqft · built 1930
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$528,000 (Apr 2026)
Tax Bill	$7,918 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BERW M:R034 B:14`

Property Details

APN / Parcel Number

Primary APN	`BERW M:R034 B:14`
Alternative APN	`1034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,369 sqft Living Area
Gross Area	5,455 sqft
1st Floor Area	1,774 sqft
Attic	Attic
Attic Area	522 sqft
Basement Area	1,816 sqft
Unfinished Basement	1,816 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Deck Area	Deck Area
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1034
Street Address	103 HUBBARD RD
City	BERWICK
State	ME
Zip	03901-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	JON & HEIDI WEST
Legal Block	14
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	2
Census Block	2013
Census Tract	32001

Owner

103 Hubbard Rd is owned by an individual who bought it in April 2026.

Source: York County and Berwick Town records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	26 KIMBALL ST, A, SANFORD, ME 04073-3959
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE TRUST CO
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Dec 23, 2019	Deed of Trust, Mortgage NORTHEAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Prior Sale	Feb 1, 2016 · Amount on File
Deed Book / Page	19889 / 706
Transfer Doc	0171770870
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	103 HUBBARD RD, BERWICK, ME 03901-2353
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191550234
Date	Nov 17, 2022
Book Page	19155/234
Instrument	2022048654

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Apr 24, 2026
Property Address	103 HUBBARD RD, BERWICK, ME 03901-2353
Document Number	0198890706
Book / Page	19889 / 706
Instrument Date	Apr 23, 2026
Instrument	2026.13584
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Apr 24, 2026

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	103 HUBBARD RD, BERWICK, ME 03901-2353
Document Number	0181350018
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	RED DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HUBBARD RD BERWICK ME 039012353, BERWICK, ME 03901-2353

Mortgage

Document Number	0181350018
Date	Dec 30, 2019
Book Page	018135/000018
Instrument	56145

Lender

Name	NORTHEAST CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 103 Hubbard Rd was $7,918, up 4.6% from the year before.

Source: York County and Berwick Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,918.00 (+4.57%)	$607,200 (-) Land $118,200 Building $489,000
2024	$7,572.00 (+22.54%)	$607,200 (+80.02%) Land $118,200 Building $489,000
2023	$6,179.00 (+0.54%)	$337,300 (-) Land $82,600 Building $254,700	$612,750
2022	$6,146.00	$337,300 Land $82,600 Building $254,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Hubbard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Hubbard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hubbard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures