103 Howard St, Eagle Lake, FL 33839 Property Records

Polk County property record for 103 Howard St, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 770 sqft · built 1955
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Sep 2019)
Tax Bill	$780 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-08-686700-000070`

Property Details

APN / Parcel Number

Primary APN	`26-29-08-686700-000070`
Alternative APNs	`082926686700000070` `82926000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	770 sqft Living Area
1st Floor Area	572 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	90 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Florida Room
Porch Area	222 sqft
Shed	1 Shed

Location & Zoning

Street Address	103 HOWARD ST
City	EAGLE LAKE
State	FL
Zip	33839-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARDS SUB PB 37 PG 18 LOT 7
Legal Range	26E
Legal Township	29S
Legal Section	08
Legal Subdivision	HOWARDS SUBDIVISION
Legal Tract	686700
Legal Block	1
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1042
Census Tract	14600

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 HOWARD ST, EAGLE LAKE, FL 33839-5611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Sep 19, 2019	Warranty Deed, Transfer SUCCESS MTG PTRS
Jul 17, 2019	Loan Modification, Mortgage · Line of Credit BANK OF CTRL FL
Jul 23, 2019	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
May 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Prior Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	2019198440
Deed Book / Page	10978 / 1221
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	103 HOWARD ST, EAGLE LAKE, FL 33839-5611
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HOWARD ST, EAGLE LAKE, FL 33839-5611

Mortgage

Document Number	0000070676
Date	Mar 19, 2021
Book Page	11629/2282
Instrument	2021070676

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 19, 2019
Property Address	103 HOWARD ST, EAGLE LAKE, FL 33839-5611
Document Number	0109781221
Book / Page	010978 / 001221
Instrument Date	Sep 17, 2019
Instrument	198440
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HOWARD ST EAGLE LAKE FL 338395611, EAGLE LAKE, FL 33839-5611

Mortgage

Document Number	109781222
Date	Sep 19, 2019
Book Page	010978/001222
Instrument	198441

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	103 HOWARD ST, EAGLE LAKE, FL 33839-5611
Document Number	0109150153
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	INSURED TITLE SERVICES, INSURED TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Mortgage

Document Number	0109150153
Date	Jul 23, 2019
Book Page	010915/000153
Instrument	153046

Lender

Name	BANK OF CTRL FL
Type	Bank
Address	5015 S FLORIDA AVE # 200, LAKELAND, FL 33813-5502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 23, 2019
Property Address	103 HOWARD ST, EAGLE LAKE, FL 33839-5611
Document Number	0109150152
Book / Page	010915 / 000152
Instrument Date	Jul 17, 2019
Instrument	153045
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$437.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	May 3, 2019
Property Address	103 HOWARD ST, EAGLE LAKE, FL 33839-5611
Document Number	0108311871
Book / Page	010831 / 001871
Instrument Date	Apr 15, 2019
Instrument	91893
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	103 HOWARD ST EAGLE LAKE FL 338395611, EAGLE LAKE, FL 33839-5611

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,597 (-2.98%) Land $5,899 Building $91,698	$97,597 (-2.98%) Land $5,899 Building $91,698
2025	$780.00 (-44.99%) Homeowner's exemption	$100,595 (+3.24%) Land $5,899 Building $94,696	$100,595 (-20.35%) Land $5,899 Building $94,696
2024	$1,418.00 (+13.71%)
2023	$1,247.00 (+4.97%) Homeowner's exemption	$97,438 (+3%)	$126,303 (+13.96%) Land $5,692 Building $120,611
2022	$1,188.00 Homeowner's exemption	$94,600	$110,831 Land $4,782 Building $106,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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