Jefferson County property record for 103 Howard Dr, White Pine, TN 37890
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,250 sqft · built 2019 |
| Lot Size | 0.315 acres (13,726 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,900 (Jul 2019) |
| Tax Bill | $772 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028N-D-015.00 |
| Primary APN | 028N-D-015.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,726 sqft (0.315 acres) |
| Terrain | Rolling |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 48 sqft |
| Patio Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 HOWARD DR |
|---|---|
| City | WHITE PINE |
| State | TN |
| Zip | 37890-1700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | WHISPERING PINES PB: J PG: 315 LOT: 15 |
| Legal Subdivision | WHISPERING PINES |
| Legal Lot Number | 15 |
| Jurisdiction | JEFFERSON TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 70102 |
103 Howard Dr is owned and occupied by an individual who acquired it in July 2021.
Source: Jefferson County records, as of January 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 HOWARD DR, WHITE PINE, TN 37890-1700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| May 6, 2025 | Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC |
| Jul 22, 2021 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Mar 28, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS NAT'L BK |
| Jan 4, 2017 | Warranty Deed, Transfer JEFFERSON TITLE COMPANY, JEFFERSON TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2019 · Amount on File |
| Deed Sale | Jul 8, 2019 · Amount on File |
| Prior Sale | Oct 21, 2016 · Amount on File |
| Deed Document Number | 20194690 |
| Deed Book / Page | 1480 / 715 |
| Last Transfer Date | Jul 22, 2021 |
| Transfer Doc | 0001626262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON TN |
| Property Address | 103 HOWARD DR, WHITE PINE, TN 37890-1700 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001631185 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 1631/185 |
| Instrument | 21007960 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON TN |
| Property Address | 103 HOWARD DR, WHITE PINE, TN 37890-1700 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001877509 |
|---|---|
| Date | May 6, 2025 |
| Book Page | 1877/509 |
| Instrument | 25003081 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | 6340 N CAMPBELL AVE STE 100, TUCSON, AZ 85718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 19, 2030 |
| Change Frequency | Monthly |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON TN |
| Recording Date | Jul 22, 2021 |
| Property Address | 103 HOWARD DR, WHITE PINE, TN 37890-1700 |
| Document Number | 0001626262 |
| Book / Page | 1626 / 262 |
| Map Reference | CAB J SL 315-318 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 21007097 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 HOWARD DR, WHITE PINE, TN 37890-1700 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON TN |
| Recording Date | Jul 8, 2019 |
| Property Address | 103 HOWARD DR, WHITE PINE, TN 37890-1700 |
| Document Number | 0001480715 |
| Book / Page | 1480 / 715 |
| Map Reference | CAB J SL 315-318 |
| Instrument Date | Jul 5, 2019 |
| Instrument | 19004690 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | COLONIAL TITLE GROUP INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 HOWARD DR, WHITE PINE, TN 37890-1700 |
| Document Number | 0019004691 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 19004691 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JEFFERSON TN |
| Recording Date | Mar 28, 2019 |
| Property Address | 103 HOWARD DR, WHITE PINE, TN 37890-1700 |
| Book / Page | 001464 / 000465 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 1989 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 HOWARD DR WHITE PINE TN 37890, WHITE PINE, TN 37890 |
| Document Number | 1464465 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 001464/000465 |
| Instrument | 1989 |
| Name | CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | SEVIERVILLE, TN 37862 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 27, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON TN |
| Recording Date | Jan 4, 2017 |
| Property Address | 103 HOWARD DR, WHITE PINE, TN 37890-1700 |
| Document Number | 1348452 |
| Book / Page | 001348 / 000452 |
| Instrument Date | Oct 21, 2016 |
| Instrument | 86 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2017 |
| Title Company | JEFFERSON TITLE COMPANY, JEFFERSON TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Investor | Possibly a Property Investor |
Source: Jefferson County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Jefferson County |
| Municipality | White Pine Town |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,925 (-) Land $6,500 Building $48,425 | $219,700 (-) Land $26,000 Building $193,700 | |
| 2024 | $772.00 | $54,925 Land $6,500 Building $48,425 | $219,700 Land $26,000 Building $193,700 |
| 2022 | $986.00 | $30,200 Land $3,500 Building $26,700 | $120,800 Land $14,000 Building $106,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Howard Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 Howard Dr is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE PINE WATER SYSTEM serves 4,171 people · EPA ID TN0000746 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trilight Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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