103 Hosea Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 103 Hosea Ave, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,944 sqft · built 1911
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Sep 1998)
Tax Bill	$9,225 (2025)
Deeds & Mortgages	Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`217-0049-0087-00`

Property Details

APN / Parcel Number

Primary APN	`217-0049-0087-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,944 sqft Living Area
Gross Area	4,138 sqft
1st Floor Area	1,194 sqft
2nd Floor Area	1,194 sqft
Attic	Attic
Attic Area	556 sqft
Basement Area	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 210 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	316 sqft
Deck Area	Deck Area
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	103 HOSEA AVE
City	CINCINNATI
State	OH
Zip	45220-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM12
Legal Description	103 HOSEA AVE 50 X 160 LOT 30 PT 13 R HOSEA & SARAH M LEWIS SUBS
Legal Subdivision	LEWIS SUB
Legal Lot Number	30
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	7000

Owner

103 Hosea Ave is owned and occupied by two individuals who bought it in September 1998.

Source: Hamilton County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 HOSEA AVE, CINCINNATI, OH 45220-1819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 1998 · Amount on File
Deed Sale	Sep 23, 1998 · Amount on File
Deed Document Number	1998179272
Deed Book / Page	7762 / 48
Record Updated	Oct 29, 2026

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	103 HOSEA AVE, CINCINNATI, OH 45220-1819
Document Number	0000084385
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HOSEA AVE CINCINNATI OH 452201819, CINCINNATI, OH 45220-1819

Mortgage

Document Number	0000084385
Date	Sep 15, 2017
Book Page	013503/000717
Instrument	84385

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 14, 2057

Tax Assessment & Valuation

The 2025 property tax bill for 103 Hosea Ave was $9,225, down 0.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,225.00 (-0.42%)	$154,221 (-) Land $21,830 Building $132,391	$440,630 Land $62,370 Building $378,260
2024	$9,264.00 (-2.16%)	$154,221 (-) Land $21,830 Building $132,391
2023	$9,469.00 (+17.91%)	$154,221 (+31.58%) Land $21,830 Building $132,391	$440,630 Land $62,370 Building $378,260
2022	$8,031.00 Homeowner's exemption	$117,208 Land $17,465 Building $99,743
2020			$334,880 Land $49,900 Building $284,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Hosea Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Hosea Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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