103 Horner Ln, Salem, VA 24153 Property Records

Salem City property record for 103 Horner Ln, Salem, VA 24153

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1955
Lot Size	0.316 acres (13,765 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Sep 2025)
Tax Bill	$1,690 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`137-4-3`

Property Details

APN / Parcel Number

Primary APN	`137-4-3`
Alternative APN	`1768`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
Basement Area	825 sqft
Unfinished Basement	933 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Roof Material	Shingle
Lot Area	13,765 sqft (0.316 acres)
View / Lot	Flood Plain/Flood Zone
Porch	Porch
Porch Area	49 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	103 HORNER LN
City	SALEM
State	VA
Zip	24153-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	0.3162 AC MCADAM RD
Legal Subdivision	MCADAM RD
Jurisdiction	SALEM CITY VA
Township / Civil Division	SALEM
Census Block Group	5
Census Block	5005
Census Tract	10200

Owner

103 Horner Ln is owned and occupied by an individual who bought it in September 2025.

Source: Salem City records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	103 HORNER LN, SALEM, VA 24153-1438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Deed Document Number	20251906
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM CITY VA
Recording Date	Sep 12, 2025
Property Address	103 HORNER LN, SALEM, VA 24153-1438
Document Number	0000001906
Map Reference	MB 515 PG 25
Instrument Date	Sep 5, 2025
Instrument	250001906
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HORNER LN, SALEM, VA 24153-1438

Mortgage

Document Number	0000001907
Date	Sep 12, 2025
Instrument	250001907

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 103 Horner Ln was $1,690, up 101.4% from the year before.

Source: Salem City assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Salem City
Unified School District	Salem City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,690.00 (+101.43%)	$145,700 (+2.39%) Land $38,400 Building $107,300	$145,700 (+2.39%) Land $38,400 Building $107,300
2025	$839.00	$142,300 Land $35,500 Building $106,800	$142,300 Land $35,500 Building $106,800
2023	$1,436.00	$119,700 Land $33,000 Building $86,700	$119,700 Land $33,000 Building $86,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Horner Ln in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	13 (1990–2025)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Horner Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALEM serves 24,346 people · EPA ID VA2775300
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20