Highlands County property record for 103 Holly Trl, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,500 sqft · built 1973 |
| Lot Size | 3.31 acres (144,434 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Aug 2017) |
| Tax Bill | $1,277 (2025) |
| Deeds & Mortgages | Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C1069010T3200000 |
| Primary APN | C1069010T3200000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,305 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 144,434 sqft (3.31 acres) |
| Driveway | Asphalt Driveway |
| Driveway Area | 630 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 195 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 103 HOLLY TRL |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-9509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | HILLSIDE LAKE ESTATES PB 7 PG 27 TRACT 32 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 10 |
| Legal Subdivision | HILLSIDE LAKE ESTATES |
| Legal Tract | 32 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 961402 |
103 Holly Trl is owned and occupied by two individuals who bought it in August 2017.
Source: Highlands County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 HOLLY TRL, SEBRING, FL 33875-9509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2017 · Amount on File |
| Deed Sale | Aug 21, 2017 · Amount on File |
| Deed Document Number | 20171863455 |
| Deed Book / Page | 2595 / 1144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 21, 2017 |
| Property Address | 103 HOLLY TRL, SEBRING, FL 33875-9509 |
| Document Number | 0001863455 |
| Book / Page | 002595 / 001144 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 1863455 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 HOLLY TRL SEBRING FL 338759509, SEBRING, FL 33875-9509 |
| Document Number | 1863456 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 002595/001146 |
| Instrument | 1863456 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2047 |
| Document Number | 1863457, |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 002595/001159 |
| Instrument | 1863457 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | SEBRING, FL 33871-1926 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Aug 20, 2042 |
The 2025 property tax bill for 103 Holly Trl was $1,277 with a homeowner's exemption, up 3.5% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,277.00 (+3.48%) Homeowner's exemption | $111,537 | $218,714 Land $42,240 Building $176,474 |
| 2024 | $1,234.00 (+6.56%) | ||
| 2023 | $1,158.00 (+2.75%) Homeowner's exemption | $102,668 (+3%) | $205,075 (+41.13%) Land $24,640 Building $180,435 |
| 2022 | $1,127.00 Homeowner's exemption | $99,678 | $145,305 Land $24,640 Building $120,665 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Holly Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Holly Trl is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LAKE PLACID serves 2,671 people · EPA ID FL6280286 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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