103 Hillside Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 103 Hillside Ct, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,332 sqft · built 1995
Lot Size	0.366 acres (15,952 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Apr 2018)
Tax Bill	$2,345 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-35-662931-000040`

Property Details

APN / Parcel Number

Primary APN	`26-28-35-662931-000040`
Alternative APNs	`352826662931000040` `52826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,332 sqft Living Area
Gross Area	2,956 sqft
1st Floor Area	2,332 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	15,952 sqft (0.366 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	624 sqft
Porch	Unfinished Open Porch
Porch Area	248 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	103 HILLSIDE CT
City	WINTER HAVEN
State	FL
Zip	33884-3838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE MARIAM HILLS REPLAT PB 95 PG 1 LOT 4
Legal Range	26E
Legal Township	28S
Legal Section	35
Legal Subdivision	LAKE MARIAM HILLS REPLAT
Legal Tract	662931
Legal Block	2
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2012
Census Tract	13902

Owner

103 Hillside Ct is owned and occupied by two individuals who bought it in April 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 HILLSIDE CT, WINTER HAVEN, FL 33884-3838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Apr 24, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2018 · Amount on File
Deed Sale	Apr 24, 2018 · Amount on File
Prior Sale	Aug 8, 2012 · Amount on File
Deed Document Number	201886879
Deed Book / Page	10463 / 766
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	103 HILLSIDE CT, WINTER HAVEN, FL 33884-3838
Document Number	0114850428
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 HILLSIDE CT WINTER HAVEN FL 338843838, WINTER HAVEN, FL 33884-3838

Mortgage

Document Number	0114850428
Date	Dec 8, 2020
Book Page	011485/000428
Instrument	263620

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 7, 2040

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 24, 2018
Property Address	103 HILLSIDE CT, WINTER HAVEN, FL 33884-3838
Document Number	0104630766
Book / Page	010463 / 000766
Instrument Date	Apr 9, 2018
Instrument	86879
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	SMART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 HILLSIDE CT WINTER HAVEN FL 338843838, WINTER HAVEN, FL 33884-3838

Mortgage

Document Number	104630770
Date	Apr 24, 2018
Book Page	010463/000770
Instrument	86882

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 103 Hillside Ct was $2,345 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,297 (+2.7%)	$297,286 (-0.48%) Land $60,000 Building $237,286
2025	$2,345.00 Homeowner's exemption	$217,426	$298,730 Land $60,000 Building $238,730
2023	$2,702.00 (+2.97%) Homeowner's exemption	$205,144 (+3%)	$297,716 (+10.55%) Land $58,000 Building $239,716
2022	$2,624.00 Homeowner's exemption	$199,169	$269,315 Land $48,000 Building $221,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Hillside Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Hillside Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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