103 Hillside Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 103 Hillside Ave, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,235 sqft · built 1938
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$322,000 (Nov 2023)
Tax Bill	$3,997 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`316-25600-66-001`

Property Details

APN / Parcel Number

Primary APN	`316-25600-66-001`
Alternative APN	`WSPR M:00316 B:25600 L:00066`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,235 sqft Living Area
Gross Area	2,408 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	316-25600-66-001
Street Address	103 HILLSIDE AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	25600
Legal Lot Number	66
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1001
Census Tract	812403

Owner

103 Hillside Ave is owned and occupied by two individuals who bought it in November 2023.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 HILLSIDE AVE, WEST SPRINGFIELD, MA 01089-2801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 20, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 30, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Oct 30, 2020 · Amount on File
Deed Document Number	202355392
Deed Book / Page	25234 / 104
Prior Transfer Date	Oct 28, 2020
Prior Transfer Doc	23508-503
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	103 HILLSIDE AVE, WEST SPRINGFIELD, MA 01089-2801
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026140-487
Date	Dec 8, 2025
Book Page	26140/487
Instrument	58630

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Nov 20, 2023
Property Address	103 HILLSIDE AVE, WEST SPRINGFIELD, MA 01089-2801
Document Number	025234-104
Book / Page	25234 / 104
Instrument Date	Nov 20, 2023
Instrument	55392
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 SWAN ST, NORTHAMPTON, MA 01060-1814

Mortgage

Document Number	0000055393
Date	Nov 20, 2023
Instrument	55393

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Oct 30, 2020
Property Address	103 HILLSIDE AVE, WEST SPRINGFIELD, MA 01089-2801
Document Number	23508-503
Book / Page	23508 / 503
Instrument Date	Oct 28, 2020
Instrument	63914
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 LATHROP ST, W SPRINGFIELD, MA 01089-2744

Mortgage

Document Number	63915
Date	Oct 30, 2020
Instrument	63915

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 103 Hillside Ave was $3,997, up 4.1% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,997.00 (+4.14%)	$285,100 (+10.46%) Land $109,100 Building $176,000	$311,568 (+4.31%)
2025	$3,838.00 (-0.03%)	$258,100 (-0.42%) Land $99,100 Building $159,000	$298,680
2024	$3,839.00 (+22.42%)	$259,200 (+28.44%) Land $99,100 Building $160,100
2023	$3,136.00	$201,800 Land $96,900 Building $104,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Hillside Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Hillside Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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