103 Hillcrest Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 103 Hillcrest Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,320 sqft · built 1984
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Sep 2024)
Tax Bill	$4,600 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2020 Sale & Mortgage
APN	`04-30-0-308-011`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-308-011`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1997
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,276 sqft (0.19 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	103 HILLCREST DR
City	O FALLON
State	IL
Zip	62269-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRYSIDE GLEN SUB LOT/SEC-17 A02826414
Legal Subdivision	COUNTRYSIDE GLEN SUB
Legal Block	308
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1034
Census Tract	504354

Owner

103 Hillcrest Dr is owned and occupied by two individuals who bought it in September 2024.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 HILLCREST DR, O FALLON, IL 62269-1914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO
Dec 31, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2024 · Amount on File
Deed Sale	Sep 24, 2024 · Amount on File
Prior Sale	Jul 21, 2022 · Amount on File
Deed Document Number	20242826414
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 21, 2022
Property Address	103 HILLCREST DR, O FALLON, IL 62269-1914
Document Number	0A02753767
Instrument Date	Jul 18, 2022
Instrument	A02753767
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HLLLCREST, ALTON, IL 62002

Mortgage

Document Number	0A02753768
Date	Jul 21, 2022
Instrument	A02753768

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

Mortgage

Document Number	0A02753769
Date	Jul 21, 2022
Instrument	A02753769

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2032

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 31, 2020
Property Address	103 HILLCREST DR, O FALLON, IL 62269-1914
Document Number	00A2681977
Instrument Date	Dec 29, 2020
Instrument	2681977
Transaction Type	Transfer
Record Updated	Mar 31, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1523 CALEB CT SWANSEA IL 622262477, SWANSEA, IL 62226-2477

Mortgage

Document Number	A2681978
Date	Dec 31, 2020
Instrument	2681978

Lender

Name	AMERICAN PORTFOLIO MTG
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 103 Hillcrest Dr was $4,600.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,600.00	$62,969 Land $12,282 Building $50,687	$188,907 Land $36,846 Building $152,061
2022		$46,872 Land $9,142 Building $37,730	$140,616 Land $27,426 Building $113,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 103 Hillcrest Dr; there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Hillcrest Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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