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103 Highpoint Dr, Gulf Breeze, FL 32561 Property Records

Santa Rosa County property record for 103 Highpoint Dr, Gulf Breeze, FL 32561

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,753 sqft · built 1967
Lot Size0.327 acres (14,244 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (May 2026)
Tax Bill$2,931 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN06-3S-29-0540-00400-0280

Property Details

APN / Parcel Number

Primary APN06-3S-29-0540-00400-0280
Alternative APN
  • S293060540004000280

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,753 sqft Living Area
Gross Area2,625 sqft
1st Floor Area1,289 sqft
Upper Floors Area464 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area14,244 sqft (0.327 acres)
Lot Dimensions150 ft deep x 95 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area328 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address103 HIGHPOINT DR
CityGULF BREEZE
StateFL
Zip32561-4015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAA
Legal DescriptionCASABLANCA PARCEL #1 LOT 28 BLK 4 AS DES IN OR 3855 PG 2011
Legal Range29W
Legal Township3S
Legal Section06
Legal SubdivisionCASABLANCA/ALL PHASE
Legal Block4
Legal Lot Number28
JurisdictionSANTA ROSA FL
Township / Civil DivisionGULF BREEZE
Census Block Group2
Census Block2013
Census Tract10900

Owner

Source: Santa Rosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address103 HIGHPOINT DR, GULF BREEZE, FL 32561-4015
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Aug 1, 2019Grant Deed, Transfer
EMERALD COAST TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2026 · Amount on File
Deed SaleMay 29, 2026 · Amount on File
Prior SaleAug 1, 2019 · Amount on File
Deed Document Number202627082
Deed Book / Page4749 / 1291
Prior Transfer DateAug 30, 2011
Prior Transfer Doc0030781564
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 29, 2026
Property Address103 HIGHPOINT DR, GULF BREEZE, FL 32561-4015
Document Number0000027082
Book / Page4749 / 1291
Instrument DateMay 29, 2026
Instrument202627082
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyRELIABLE TITLE, RELIABLE LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$459,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 HIGHPOINT DR, GULF BREEZE, FL 32561-4015

Mortgage

Document Number0000027083,
DateMay 29, 2026
Instrument202627083
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateAug 1, 2019
Property Address103 HIGHPOINT DR, GULF BREEZE, FL 32561-4015
Document Number0038552011
Book / Page003855 / 002011
Instrument DateJul 30, 2019
Instrument33641
Transaction TypeTransfer
Record UpdatedOct 3, 2019
Title CompanyEMERALD COAST TITLE INC

Transaction

AmountAmount on Record
Tax$2,275.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address103 HIGHPOINT DR GULF BREEZE FL 325614015, GULF BREEZE, FL 32561-4015

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityGulf Breeze City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,931.00 (-12.03%) Homeowner's exemption$297,976 (+2.9%)$499,160 (+14.34%) Land $316,250 Building $182,910
2024$3,332.00 (+2.05%) Homeowner's exemption$289,578 (+3%)$436,558 (+3.71%) Land $264,500 Building $172,058
2023$3,265.00 (+2.58%) Homeowner's exemption$281,144 (+3%)$420,929 (+4.76%) Land $258,750 Building $162,179
2022$3,183.00 Homeowner's exemption$272,955$401,800 Land $241,500 Building $160,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 71 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims46 (1978–2021)
Claims Outside the SFHA29 of 46
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims
  • Hurricane Frances, Sep 2004 · 8 claims
  • Hurricane Opal, Oct 1995 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGULF BREEZE REGIONAL WATER SYSTEM
serves 17,596 people · EPA ID FL1570316
Water SourcePurchased groundwater from several systems
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

May also be available: Verizon.

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