103 High St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 103 High St, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	2,623 sqft · built 1925
Lot Size	0.164 acres (7,139 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Jul 2019)
Tax Bill	$16,704 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-03235-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`07-03235-0000-00013`
Alternative APN	`070323500013`

Interior

Stories	2 Stories
Building Area	2,623 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,139 sqft (0.164 acres)
Lot Dimensions	86 ft deep x 83 ft wide

Location & Zoning

Street Address	103 HIGH ST
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	3235
Legal Lot Number	13
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2008
Census Tract	175703

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 HIGH ST, PASSAIC, NJ 07055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Deed of Trust, Mortgage · Line of Credit PMAC LENDING SERVICES INC
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP
Jul 17, 2019	Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Dec 3, 1990 · Amount on Record
Deed Document Number	201930514
Deed Book / Page	3616 / 208
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	103 HIGH ST, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	WELLINGTON ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012286
Date	Apr 9, 2025
Book Page	M19337/1
Instrument	2025012286

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	103 HIGH ST, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	PROVIDENCE ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001607
Date	Jan 8, 2021
Book Page	M16719/158
Instrument	2021001607

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 17, 2019
Property Address	103 HIGH ST, PASSAIC, NJ 07055
Document Number	0000030514
Book / Page	D3616 / 0208
Instrument Date	May 30, 2019
Instrument	2019030514
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	PRESTIGE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,224.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	719 MICHAEL CT, 719, LAKEWOOD, NJ 08701-5793

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HIGH ST, PASSAIC, NJ 07055

Mortgage

Document Number	0000030516
Date	Jul 17, 2019
Book Page	M15607/0150
Instrument	2019030516

Lender

Name	CITIBANK NA
Type	Bank
Address	LAKE SAINT LOUIS, MO 63367

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jun 1, 2044

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,300 (-) Land $133,800 Building $258,500	$392,300 (-) Land $133,800 Building $258,500
2025	$16,704.00 (+3.28%)	$392,300 (-) Land $133,800 Building $258,500	$392,300 (-) Land $133,800 Building $258,500
2024	$16,174.00 (+6.16%)
2023		$392,300 Land $133,800 Building $258,500	$392,300 Land $133,800 Building $258,500
2022	$15,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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