Richland County property record for 103 High Bluff Ln, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,840 sqft · built 2000 |
| Lot Size | 0.332 acres (14,474 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $323,000 (Nov 2025) |
| Tax Bill | $2,428 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Mar 2024 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03516-01-03 |
| Primary APN | 03516-01-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Heated Area |
| Gross Area | 2,428 sqft |
| 1st Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,474 sqft (0.332 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01548775 |
|---|---|
| Street Address | 103 HIGH BLUFF LN |
| City | IRMO |
| State | SC |
| Zip | 29063-8191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 2 95.8X146X68X149.7 #SU ROUND HILL/ST JOHNS PLACE #PR 57-614 |
| Legal Subdivision | ST JOHNS PLACE |
| Legal Lot Number | 2,95 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10313 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 HIGH BLUFF LN, IRMO, SC 29063-8191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Mar 11, 2024 | Warranty Deed, Transfer · Line of Credit GUILD MORTGAGE CO |
| Mar 31, 2020 | Grant Deed, Transfer · FHA Mortgage MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Prior Sale | Mar 11, 2024 · Amount on Record |
| Deed Document Number | 202554923 |
| Deed Book / Page | 3074 / 2621 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 17, 2025 |
| Property Address | 103 HIGH BLUFF LN, IRMO, SC 29063-8191 |
| Document Number | 0030742621 |
| Book / Page | 3074 / 2621 |
| Map Reference | MB 57 PG 614 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025054923 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $839.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 HIGH BLUFF LN, IRMO, SC 29063-8191 |
| Document Number | 2025054924 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 2025054924 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 11, 2024 |
| Property Address | 103 HIGH BLUFF LN, IRMO, SC 29063-8191 |
| Document Number | 0029060494 |
| Book / Page | 2906 / 494 |
| Map Reference | MB 57 PG 614 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 2024010261 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 HIGH BLUFF LN, IRMO, SC 29063-8191 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 HIGH BLUFF LN, IRMO, SC 29063-8191 |
| Document Number | 2024010262 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2024010262 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Number | 0029060501 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 2906/501 |
| Instrument | 2024010262 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 5887 COPLEY DR, SAN DIEGO, CA 92111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 31, 2020 |
| Property Address | 103 HIGH BLUFF LN, IRMO, SC 29063-8191 |
| Document Number | 2480/3827 |
| Book / Page | 002480 / 003827 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 16454 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $673.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 HIGH BLUFF LN IRMO SC 290638191, IRMO, SC 29063-8191 |
| Document Number | 2480/3831 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 002480/003831 |
| Instrument | 16455 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2050 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,428.00 (+51.18%) | $262,710 (+44.35%) | |
| 2023 | $1,606.00 (+0.63%) | ||
| 2021 | $1,596.00 | $7,280 | $182,000 Land $24,000 Building $158,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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