103 Higgins Ct, Morganton, NC 28655 Property Records

Burke County property record for 103 Higgins Ct, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,504 sqft · built 2022
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Jul 2025)
Tax Bill	$1,341 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1794152964`

Property Details

APN / Parcel Number

Primary APN	`1794152964`
Alternative APN	`46894`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,504 sqft Living Area
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	176 sqft
Porch	Slab
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 HIGGINS CT
City	MORGANTON
State	NC
Zip	28655-8037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	103 HIGGENS CT MORGANTON, NC 28655
Legal Subdivision	CLOVER RIDGE SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2015
Census Tract	20202

Owner

Source: Burke County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 HIGGINS CT, MORGANTON, NC 28655-8037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage FTE LENDING LLC
Jan 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage GENESIS CAPITAL LLC
Feb 2, 2024	Deed of Trust, Mortgage · Commercial Mortgage MOFIN LENDING CORP
Jul 3, 2025	Special Warranty Deed, Transfer · Closed-End Mortgage MOVEMENT MORTGAGE
Apr 7, 2025	Trustee's Deed, Foreclosure
Dec 22, 2022	Warranty Deed, Transfer
May 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Apr 7, 2025 · Amount on Record
Deed Document Number	202525004885
Deed Book / Page	2813 / 669
Prior Transfer Date	Mar 17, 2025
Prior Transfer Doc	0027980194
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	103 HIGGINS CT, MORGANTON, NC 28655-8037
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 RACEWAY DR 7, 7, MOORESVILLE, NC 28117-6518

Mortgage

Document Number	0025680510
Date	Sep 9, 2021
Book Page	2568/510
Instrument	2021010747

Lender

Name	FTE LENDING LLC
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	103 HIGGINS CT, MORGANTON, NC 28655-8037
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0026640312
Date	Jan 9, 2023
Book Page	2664/312
Instrument	2023000155

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	103 HIGGINS CT, MORGANTON, NC 28655-8037
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0027270917
Date	Feb 2, 2024
Book Page	2727/917
Instrument	2024000863

Lender

Name	MOFIN LENDING CORP
Address	DELRAY BEACH, FL 33444

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 1, 2025

Interest

Change Frequency	10 Years

July 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 3, 2025
Property Address	103 HIGGINS CT, MORGANTON, NC 28655-8037
Document Number	0028130669
Book / Page	2813 / 669
Map Reference	MB 10 PG 55
Instrument Date	Jun 11, 2025
Instrument	2025004885
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 PARK AVE, NEW YORK, NY 10075-0231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 HIGGINS CT, MORGANTON, NC 28655-8037

Mortgage

Document Number	2025004886
Date	Jul 3, 2025
Instrument	2025004886

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BURKE NC
Recording Date	Apr 7, 2025
Property Address	103 HIGGINS CT, MORGANTON, NC 28655-8037
Document Number	0027980194
Book / Page	2798 / 194
Map Reference	MB 10 PG 55
Instrument Date	Mar 17, 2025
Instrument	2025001929
Transaction Type	Foreclosure
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 PARK AVE23RD, NEW YORK, NY 10016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10130 PERIMETER PKWY STE 400, 400, CHARLOTTE, NC 28216-0034

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 22, 2022
Property Address	103 HIGGINS CT, MORGANTON, NC 28655-8037
Document Number	0026620739
Book / Page	2662 / 739
Map Reference	MB 10 PG 55
Instrument Date	Dec 20, 2022
Instrument	2021029106
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965
Investor	Possibly a Property Investor

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 10, 2021
Property Address	103 HIGGINS CT, MORGANTON, NC 28655-8037
Document Number	0025390965
Book / Page	2539 / 965
Map Reference	MB 10 PG 55
Instrument Date	May 5, 2021
Instrument	2021005413
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Tax	$24.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 AIKEN RD, ASHEVILLE, NC 28804-9744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,341.00 (+0.37%)	$223,373 (-) Land $14,000 Building $209,373	$223,373 (-) Land $14,000 Building $209,373
2025	$1,336.00 (-0.15%)	$223,373 (-) Land $14,000 Building $209,373	$223,373 (-) Land $14,000 Building $209,373
2023	$1,338.00	$223,373 Land $14,000 Building $209,373	$223,373 Land $14,000 Building $209,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Compas X-Stream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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