Pender County property record for 103 Heron Cove Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,752 sqft · built 2005 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Oct 2003) |
| Tax Bill | $4,413 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 4245-09-3149-0000 |
| Primary APN | 4245-09-3149-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,752 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pile |
| Lot Area | 78,408 sqft (1.8 acres) |
| Lot Dimensions | 480 ft deep x 72 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 880 sqft |
| Cabin | Cabin |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400850920 |
|---|---|
| Old Parcel Number | 4245 09 3149 0000 |
| Street Address | 103 HERON COVE RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | L 12 & 12A,PB 22/40 HERON COVE |
| Legal Subdivision | HERON COVE |
| Legal Lot Number | 12A |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 920105 |
103 Heron Cove Rd is owned and occupied by two individuals who bought it in October 2003.
Source: Pender County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 103 HERON COVE RD, HAMPSTEAD, NC 28443-7811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2003 · Amount on File |
| Deed Sale | Oct 27, 2003 · Amount on File |
| Deed Document Number | 0001182252 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 103 Heron Cove Rd was $4,413.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,413.00 | $734,552 Land $188,600 Building $545,952 | $734,552 Land $188,600 Building $545,952 |
| 2023 | $453,102 (-) Land $117,603 Building $335,499 | $453,102 (-) Land $117,603 Building $335,499 | |
| 2022 | $3,904.00 | $453,102 Land $117,603 Building $335,499 | $453,102 Land $117,603 Building $335,499 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Heron Cove Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 127 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 10 (1996–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Heron Cove Rd is moderate, ranking above 63% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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