Clark County property record for 103 Hemlock Rd, Winchester, KY 40391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,607 sqft · built 2005 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,500 (Dec 2007) |
| Tax Bill | $1,930 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-4014-054-01 |
| Primary APN | 043-4014-054-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,607 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 164 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 357485010001 |
|---|---|
| Street Address | 103 HEMLOCK RD |
| City | WINCHESTER |
| State | KY |
| Zip | 40391-2564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAMILY RESIDENTIAL |
| Legal Description | LOT 3 UNIT 1 P/DB 164-299 |
| Legal Subdivision | WINDRIDGE |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | CLARK KY |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20105 |
103 Hemlock Rd is owned and occupied by two individuals who bought it in December 2007.
Source: Clark County records, as of January 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 HEMLOCK RD, WINCHESTER, KY 40391-2564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 24, 2007 · Amount on File |
| Deed Sale | Dec 24, 2007 · Amount on File |
| Deed Document Number | 0000447763 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 103 Hemlock Rd was $1,930 with a homeowner's exemption.
Source: Clark County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clark County |
| Municipality | Winchester City |
| Unified School District | Clark County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,930.00 Homeowner's exemption | $250,000 Land $40,000 Building $210,000 | $250,000 Land $40,000 Building $210,000 |
| 2023 | $233,500 | $233,500 | |
| 2022 | $1,901.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Hemlock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1990–2024) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Hemlock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER MUNICIPAL UTILITIES private · serves 29,823 people · EPA ID KY0250473 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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