103 Haverhill Rd, Joppa, MD 21085 Property Records

Harford County property record for 103 Haverhill Rd, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	2 ba · 910 sqft · built 1977
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$227,900 (Jan 2020)
Tax Bill	$2,787 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-138383`

Property Details

APN / Parcel Number

Primary APN	`01-138383`
Alternative APNs	`1138383` `138383`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	910 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	120 ft deep x 45 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	450 sqft
Porch	Porch
Porch Area	196 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	138383
Street Address	103 HAVERHILL RD
City	JOPPA
State	MD
Zip	21085-4733
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 114B 45X120 103 HAVERHILL ROAD JOPPATOWNE S6 P 24/64
Legal Subdivision	JOPPATWONE PART V OF SECTION VI
Legal Block	71
Legal Lot Number	114B
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301402

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 HAVERHILL RD, JOPPA, MD 21085-4733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA
Mar 30, 2017	Grant Deed, Transfer MID ATLANTIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2020 · Amount on Record
Deed Sale	Jan 15, 2020 · Amount on Record
Prior Sale	Mar 30, 2017 · Amount on Record
Deed Book / Page	13644 / 450
Record Updated	Oct 29, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 15, 2020
Property Address	103 HAVERHILL RD, JOPPA, MD 21085-4733
Document Number	0136440450
Book / Page	13644 / 0450
Map Reference	MB HDC24 FO 64
Instrument Date	Dec 5, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	INTEGRITY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	103 HAVERHILL RD, JOPPA, MD 21085-4733

Mortgage

Document Number	0013644457
Date	Jan 15, 2020
Instrument	13644/457

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 30, 2017
Property Address	103 HAVERHILL RD, JOPPA, MD 21085-4733
Document Number	0122810459
Book / Page	012281 / 000459
Instrument Date	Mar 3, 2017
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	MID ATLANTIC TITLE

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2618 GREENSPRING AVE W JOPPA MD 210852314, JOPPA, MD 21085-2314

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,787.00 (+14.64%) Homeowner's exemption	$255,733 (+19.54%)	$271,300 (+20.79%) Land $55,000 Building $216,300
2025	$2,431.00 (+10.25%) Homeowner's exemption
2023		$213,933	$224,600 Land $55,000 Building $169,600
2022	$2,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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