103 Harrison Ct, Berea, KY 40403 Property Records

Madison County property record for 103 Harrison Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,204 sqft
Lot Size	0.49 acres (21,346 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Jun 2026)
Tax Bill	$3,248 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B009-0016-0002`

Property Details

APN / Parcel Number

Primary APN	`B009-0016-0002`
Alternative APNs	`121525` `84517` `73450`

Interior

Stories	2 Stories
Building Area	1,204 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	21,346 sqft (0.49 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	73450
Street Address	103 HARRISON CT
City	BEREA
State	KY
Zip	40403-1781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2
Legal Subdivision	ROGER D HARRISON SUB
Legal Lot Number	2
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2013
Census Tract	11303

Owner

103 Harrison Ct is owned by an individual who bought it in June 2026.

Source: Madison County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	106 CHURCHILL CT, BEREA, KY 40403-1324
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK
Jul 27, 2022	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 25, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Jul 17, 2025 · Amount on File
Deed Document Number	202614353033
Deed Book / Page	883 / 544
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 3, 2026
Property Address	103 HARRISON CT, BEREA, KY 40403-1781
Document Number	0014353033
Book / Page	883 / 544
Instrument Date	May 22, 2026
Instrument	202614353033
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	LAND GROUP TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,985.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CHURCHILL CT, BEREA, KY 40403-1324

Mortgage

Document Number	0014353033,
Date	Jun 3, 2026
Book Page	2473/359
Instrument	202614353033

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 27, 2022
Property Address	103 HARRISON CT, BEREA, KY 40403-1781
Document Number	00D826/684
Book / Page	D826 / 684
Map Reference	CAB 6 SL 107
Instrument Date	Jul 22, 2022
Instrument	2014103296
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 LAWRENCE ST, 41, NEW HAVEN, CT 06511-2649

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	103 HARRISON CT, BEREA, KY 40403-1781

Mortgage

Document Number	2014103300
Date	Jul 27, 2022
Instrument	2014103300

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 25, 2018
Property Address	103 HARRISON CT, BEREA, KY 40403-1781
Document Number	D00759/652
Book / Page	D00759 / 652
Map Reference	CAB6 SL107
Instrument Date	May 18, 2018
Instrument	2013976260
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	QUICKSILVA TITLE LLC, QUICK SILVA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 JASON CIR, 40, BEREA, KY 40403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HARRISON CT, BEREA, KY 40403-1781

Mortgage

Document Number	2013976261
Date	May 25, 2018
Instrument	2013976261

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 103 Harrison Ct was $3,248.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,248.00	$272,500	$272,500
2023	$3,564.00	$272,500	$272,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Harrison Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Harrison Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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