103 Harper St, Beaufort, NC 28516 Property Records

Carteret County property record for 103 Harper St, Beaufort, NC 28516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,275 sqft · built 2018
Lot Size	0.096 acres (4,182 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Aug 2019)
Tax Bill	$2,109 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`7307.02.96.7641000`

Property Details

APN / Parcel Number

Primary APN	`7307.02.96.7641000`
Alternative APNs	`100778` `27033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,275 sqft Heated Area
Gross Area	1,977 sqft
1st Floor Area	1,275 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	100 ft deep x 42 ft wide
Garage Type	Finished
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	27033
Street Address	103 HARPER ST
City	BEAUFORT
State	NC
Zip	28516-8805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L29 THE BUNGALOWS NORTH RIVER CLUB SECT. 1
Legal Subdivision	NORTH RIVER CLUB
Legal Block	96
Legal Lot Number	29
Jurisdiction	CARTERET NC
Township / Civil Division	BEAUFORT
Census Block Group	3
Census Block	3020
Census Tract	970301

Owner

103 Harper St is owned and occupied by an individual who bought it in August 2019.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	103 HARPER ST, BEAUFORT, NC 28516-8805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jul 11, 2018	Warranty Deed, Transfer TRADE LAND CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2019 · Amount on File
Deed Sale	Aug 8, 2019 · Amount on File
Prior Sale	Jul 11, 2018 · Amount on File
Deed Document Number	20191645407
Deed Book / Page	1645 / 407
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 8, 2019
Property Address	103 HARPER ST, BEAUFORT, NC 28516-8805
Document Number	0016450407
Book / Page	1645 / 407
Map Reference	MB 31 PG 62-69
Instrument Date	Jul 18, 2019
Instrument	1645407
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6, MOREHEAD CITY, NC 28557-0006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HARPER ST, BEAUFORT, NC 28516-8805

Mortgage

Document Number	0001645408
Date	Aug 8, 2019
Instrument	1645-408

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 11, 2018
Property Address	103 HARPER ST, BEAUFORT, NC 28516-8805
Document Number	0016130299
Book / Page	001613 / 000299
Instrument Date	Jul 11, 2018
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$85.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 6 MOREHEAD CITY NC 285570006, MOREHEAD CITY, NC 28557-0006
Investor	Possibly a Property Investor

Mortgage

Document Number	16130300
Date	Jul 11, 2018
Book Page	001613/000300

Lender

Name	TRADE LAND CO LLC
Address	3600 NORTH DR, GREENVILLE, NC 27834-0105

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jul 10, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 103 Harper St was $2,109.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Beaufort Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,459 (-) Land $66,016 Building $283,443	$349,459 (-) Land $66,016 Building $283,443
2025	$2,109.00	$349,459 Land $66,016 Building $283,443	$349,459 Land $66,016 Building $283,443
2023		$253,899 Land $41,973 Building $211,926	$253,899 Land $41,973 Building $211,926
2022	$2,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Harper St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 272 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	362 (1983–2026)
Claims Outside the SFHA	30 of 362
Most Recent Claim	Jul 2026 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 123 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 77 claims Hurricane Fran, Sep 1996 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Harper St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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