103 Harmony St, New Castle, DE 19720 Property Records

New Castle County property record for 103 Harmony St, New Castle, DE 19720

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,404 sqft · built 1870
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,891 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`21-015.00-162`

Property Details

APN / Parcel Number

Primary APN	`21-015.00-162`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area
1st Floor Area	702 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	122 ft deep x 27 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	103 HARMONY ST
City	HISTORIC NEW CASTLE
State	DE
Zip	19720-4817
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	21HR
Legal Subdivision	WEINBERG SUBD
Jurisdiction	NEW CASTLE DE
Township / Civil Division	NEW CASTLE
Census Block Group	2
Census Block	2003
Census Tract	16100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the New Castle Historic District listed 1984 · 463 contributing resources · NRIS 84000312

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

103 Harmony St, a duplex, is owned and occupied by two individuals who acquired it in April 2008.

Source: New Castle County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 HARMONY ST, HISTORIC NEW CASTLE, DE 19720-4817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 22, 2008
Transfer Doc	0000033002
Record Updated	Jun 8, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Property Address	103 HARMONY ST, HISTORIC NEW CASTLE, DE 19720-4817
Document Number	0000014119
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HARMONY ST NEW CASTLE DE 197204817, NEW CASTLE, DE 19720-4817

Mortgage

Document Number	0000014119
Date	Mar 27, 2018
Instrument	14119

Lender

Name	MANUFACTURERS TRADE & TR
Address	NEW CASTLE, DE 19720

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 103 Harmony St was $1,891.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	New Castle City
Unified School District	Colonial School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,891.00	$340,400 Land $56,500 Building $283,900
2023	$2,084.00 (-3.87%)	$80,400 (-) Land $15,300 Building $65,100
2022	$2,168.00	$80,400 Land $15,300 Building $65,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 103 Harmony St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	71 units insured incl. 10 condo units
Nearby Flood Claims	22 (1980–2020)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Harmony St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNICIPAL SERVICES COMMISSION serves 5,549 people · EPA ID DE0000634
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20