103 Harmison Ln, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 103 Harmison Ln, Berkeley Springs, WV 25411 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 1982
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Tax Bill	$689 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01-11-0068.0000`

Property Details

APN / Parcel Number

Primary APN	`01-11-0068.0000`
Alternative APN	`33-01-11-0068.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	1,118 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	88,427 sqft (2.03 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	768 sqft
Porch	Porch
Porch Area	320 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	103 HARMISON LN
City	BERKELEY SPRINGS
State	WV
Zip	25411-5126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L & N S/D SEC B LOT 8 2.03 AC
Legal Subdivision	L & N SUB
Legal Lot Number	8 2
Jurisdiction	MORGAN WV
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	970701

Owner

Source: Morgan County records · APN 01-11-0068.0000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 HARMISON LN, BERKELEY SPRINGS, WV 25411-5126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000019372
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$689.00 (-13.66%) Homeowner's exemption	$89,340 (+11.95%) Land $21,120 Building $68,220	$148,900 (+11.95%) Land $35,200 Building $113,700
2023	$798.00 (+0.88%)	$79,800 (+0.91%) Land $19,380 Building $60,420	$133,000 (+0.91%) Land $32,300 Building $100,700
2022	$791.00	$79,080 Land $19,380 Building $59,700	$131,800 Land $32,300 Building $99,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (54065C), updated September 25, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540659707011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force 4 of 4 on primary residences

Wildfire

Wildfire Risk	Low above 37% of the US · above 50% of West Virginia
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.