Bay County property record for 103 Harbour Pointe Dr, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,699 sqft · built 1993 |
| Lot Size | 0.339 acres (14,767 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,250,000 (Oct 2025) |
| Tax Bill | $5,495 (2025) |
| Deeds & Mortgages | Oct 2025 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 08838-027-000 |
| Primary APN | 08838-027-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,699 sqft Heated Area |
| Gross Area | 3,852 sqft |
| 1st Floor Area | 2,699 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 14,767 sqft (0.339 acres) |
| Lot Dimensions | 185 ft deep x 80 ft wide |
| Garage Area | 529 sqft |
| Driveway | Driveway |
| Driveway Area | 560 sqft |
| Pool Area | 406 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 448 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 103 HARBOUR POINTE DR |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-1365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOUR POINTE REPLAT 102B4 LOT 7 ORB 3199 P 867 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 04 |
| Legal Subdivision | HARBOUR POINTE REPLAT |
| Legal Lot Number | 7 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1403 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 HARBOUR POINTE DR, LYNN HAVEN, FL 32444-1365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Nov 16, 2009 · Amount on Record |
| Deed Document Number | 2025060183 |
| Deed Book / Page | 4963 / 1859 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 16, 2025 |
| Property Address | 103 HARBOUR POINTE DR, LYNN HAVEN, FL 32444-1365 |
| Document Number | 0049631859 |
| Book / Page | 4963 / 1859 |
| Map Reference | MB 15 PG 40 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025060183 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 623 E NORTH ST, GREENVILLE, SC 29601-3008 |
| Name | Verified Name |
|---|---|
| Address | 103 HARBOUR POINTE DR, LYNN HAVEN, FL 32444-1365 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,495.00 (-1.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $411,920 (+2.9%) | $1,085,321 (+22.01%) Land $365,488 Building $719,833 |
| 2024 | $5,573.00 (+10.42%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $400,311 (+9.96%) | $889,555 (+64.8%) Land $357,008 Building $532,547 |
| 2023 | $5,047.00 (+11.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $364,038 (+3%) | $539,781 (+35.73%) Land $346,662 Building $193,119 |
| 2022 | $4,534.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $353,435 | $397,680 Land $220,480 Building $177,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 177 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 177 in force |
| Nearby Flood Claims | 364 (1985–2021) |
| Claims Outside the SFHA | 57 of 364 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
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