103 Harbor St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 103 Harbor St, Lynn, MA 01902

Property Summary

Property Type	Auto Repair, Garage
Details	2,140 sqft · built 1980
Lot Size	0.106 acres (4,639 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (May 2022)
Tax Bill	$7,082 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`B:051 L:746 S:011`

Property Details

APN / Parcel Number

Primary APN	`B:051 L:746 S:011`
Alternative APN	`LYNN M:051 B:746 L:011`

Interior

Stories	1 Story
Building Area	2,140 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,639 sqft (0.106 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	103 HARBOR ST
City	LYNN
State	MA
Zip	01902-4447
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	WF1
Legal Block	746
Legal Lot Number	11
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1018
Census Tract	207000

Owner

Source: Essex County and Lynn City records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 16, REVERE, MA 02151-0001
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK TRUST
Nov 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Book / Page	40952 / 347
Prior Transfer Date	May 20, 2022
Prior Transfer Doc	040952-347
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 23, 2022
Property Address	103 HARBOR ST, LYNN, MA 01902-4447
Document Number	040952-347
Book / Page	40952 / 347
Instrument Date	May 20, 2022
Instrument	20220523003950
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 BROADWAY, REVERE, MA 02151-4492

Mortgage

Document Number	0000636458
Date	May 23, 2022
Instrument	636458

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 26, 2019
Property Address	103 HARBOR ST, LYNN, MA 01902-4447
Document Number	38064-565
Book / Page	038064 / 000565
Instrument Date	Nov 25, 2019
Instrument	1126006010
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,938.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BENNETT ST LYNN MA 01905, LYNN, MA 01905

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,082.00 (+4.1%)	$356,600 (+5.78%) Land $219,000 Building $137,600
2024	$6,803.00 (+4.71%)	$337,100 (+10.78%) Land $208,200 Building $128,900
2023	$6,497.00	$304,300 Land $191,100 Building $113,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile.

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