Ellis County property record for 103 Happy Ln, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,178 sqft · built 2019 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,800 (Oct 2019) |
| Tax Bill | $5,588 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R270723 |
| Primary APN | R270723 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,178 sqft Living Area |
| Gross Area | 2,658 sqft |
| 1st Floor Area | 2,178 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 HAPPY LN |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLK J HARMONY PH 3 .15 AC |
| Legal Subdivision | HARMONY PH 3 |
| Legal Block | J |
| Legal Lot Number | 12 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60216 |
103 Happy Ln is owned and occupied by two individuals who bought it in October 2019.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 HAPPY LN, RED OAK, TX 75154-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Oct 3, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage DAS ACQUISITION |
| Oct 3, 2019 | Quit Claim Deed, Transfer ALLIANCE LAND TITLE |
| Jun 20, 2019 | Grant Deed, Mortgage · Line of Credit INDEPENDENT BK |
| Feb 11, 2019 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2019 · Amount on File |
| Deed Sale | Oct 3, 2019 · Amount on File |
| Prior Sale | Oct 3, 2019 |
| Deed Document Number | 201929773 |
| Prior Transfer Date | Sep 30, 2019 |
| Prior Transfer Doc | 0000029772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 103 HAPPY LN, RED OAK, TX 75154-8903 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | CLEAREDGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 2139307 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2139307 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Oct 3, 2019 |
| Property Address | 103 HAPPY LN, RED OAK, TX 75154-8903 |
| Document Number | 0000029773 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 29773 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | AMERICAN LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 HAPPY LN RED OAK TX 751548903, RED OAK, TX 75154-8903 |
| Document Number | 29774 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 29774 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Oct 3, 2019 |
| Property Address | 103 HAPPY LN, RED OAK, TX 75154-8903 |
| Document Number | 0000029772 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 29772 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | ALLIANCE LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jun 20, 2019 |
| Property Address | 103 HAPPY LN, RED OAK, TX 75154-8903 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 17180 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017180 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 17180 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | 400 N CARROLL BLVD, DENTON, TX 76201-9011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Feb 11, 2019 |
| Property Address | 103 HAPPY LN, RED OAK, TX 75154-8903 |
| Document Number | 0000003805 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 3805 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
The 2025 property tax bill for 103 Happy Ln was $5,588 with a homeowner's exemption, up 2.3% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,513 (+4.48%) Land $55,000 Building $309,513 | $364,513 (-0.9%) Land $55,000 Building $309,513 | |
| 2025 | $5,588.00 (+2.34%) Homeowner's exemption | $348,880 Land $55,000 Building $312,820 | $367,820 Land $55,000 Building $312,820 |
| 2024 | $5,460.00 (+12.28%) | ||
| 2023 | $4,863.00 Homeowner's exemption | $416,503 Land $55,000 Building $361,503 | $416,503 Land $55,000 Building $361,503 |
| 2018 | $604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Happy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Happy Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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