103 Hamp St, Morganton, NC 28655 Property Records

Burke County property record for 103 Hamp St, Morganton, NC 28655 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,179 sqft · built 1969
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$153,000 (Jun 2018)
Tax Bill	$1,535 (2025)
Deeds & Mortgages	May 2024 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1772782717`

Property Details

APN / Parcel Number

Primary APN	`1772782717`
Alternative APN	`37226`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,179 sqft Living Area
1st Floor Area	2,179 sqft
Basement Area	1,541 sqft
Unfinished Basement	1,541 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	169 sqft
Deck Area	18 sqft
Patio Area	21 sqft
Canopy	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	103 HAMP ST
City	MORGANTON
State	NC
Zip	28655-9292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	103 HAMP ST MORGANTON, NC 28655
Legal Subdivision	J H GILES SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3025
Census Tract	20301

Owner

Source: Burke County records · APN 1772782717

Assessment roll updated September 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 HAMP ST, MORGANTON, NC 28655-9292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 02, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGANTON SVGS BK SSB
Jun 07, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2018 · Amount on Record
Deed Sale	Jun 07, 2018 · Amount on Record
Deed Document Number	20182017016741
Deed Book / Page	2351 / 204
Record Updated	Jun 08, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	103 HAMP ST, MORGANTON, NC 28655-9292
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027420472
Date	May 02, 2024
Book Page	2742/472
Instrument	2024003771

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	103 HAMP ST, MORGANTON, NC 28655-9292
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025910334
Date	Dec 15, 2021
Book Page	2591/334
Instrument	2021015025

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	103 HAMP ST, MORGANTON, NC 28655-9292
Document Number	0024440704
Instrument Date	Jan 09, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3085 PERKINS AVE MORGANTON NC 286556710, MORGANTON, NC 28655-6710

Mortgage

Document Number	0024440704
Date	Jan 16, 2020
Book Page	002444/000704
Instrument	36264

Lender

Name	MORGANTON SVGS BK SSB
Address	MORGANTON, NC 28680-1509

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 07, 2018
Property Address	103 HAMP ST, MORGANTON, NC 28655-9292
Document Number	0023510204
Book / Page	2351 / 0204
Map Reference	MB04 PG139
Instrument Date	Jun 07, 2018
Instrument	2017016741
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 OLD NC 18, 405, MORGANTON, NC 28655-9478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HAMP ST, MORGANTON, NC 28655-9292

Mortgage

Document Number	2017016742
Date	Jun 07, 2018
Instrument	2017016742

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,535.00 (-0.26%)	$259,241 (-) Land $31,043 Building $228,198	$259,241 (-) Land $31,043 Building $228,198
2023	$1,539.00	$259,241 Land $31,043 Building $228,198	$259,241 Land $31,043 Building $228,198

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230203013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
City of Morganton	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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