103 Gull Pt, New Bern, NC 28562 Property Records

Craven County property record for 103 Gull Pt, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,699 sqft · built 1988
Lot Size	2.09 acres (91,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Apr 2026)
Tax Bill	$3,117 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`8-201-036`

Property Details

APN / Parcel Number

Primary APN	`8-201-036`
Alternative APN	`129819`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,699 sqft Living Area
1st Floor Area	1,699 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	91,389 sqft (2.09 acres)
Garage Type	Attached
Storage Building	200 sqft
Boat Access	Boat Access
Boat House	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	129819
Street Address	103 GULL PT
City	NEW BERN
State	NC
Zip	28562-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 GULL POINTE LANDING
Legal Subdivision	GULL POINTE LNDG
Legal Lot Number	2
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1002
Census Tract	960404

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 GULL PT, NEW BERN, NC 28562-9540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Jun 29, 2020	Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Document Number	202610154242
Deed Book / Page	3874 / 1682
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 1, 2026
Property Address	103 GULL PT, NEW BERN, NC 28562-9540
Document Number	0010154242
Book / Page	3874 / 1682
Instrument Date	Mar 10, 2026
Instrument	202610154242
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GULL PT, NEW BERN, NC 28562-9540

Mortgage

Document Number	0010154243,
Date	Apr 1, 2026
Book Page	3874/1686
Instrument	202610154243

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 29, 2020
Property Address	103 GULL PT, NEW BERN, NC 28562-9540
Document Number	3618/2159
Book / Page	3618 / 2159
Map Reference	CAB C SL 266
Instrument Date	Jun 24, 2020
Instrument	10056772
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4146EA E MEADOW CREEK WAY, 4146EA, SAN TAN VALLEY, AZ 85140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LINCOLN DR, GLENMONT, NY 12077-4101

Mortgage

Document Number	36182162
Date	Jun 29, 2020
Instrument	3618/2162

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	River Bend Town
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,117.00 (+2.63%)	$408,670 (+3.31%) Land $151,800 Building $256,870	$408,670 (+3.31%) Land $151,800 Building $256,870
2025	$3,037.00 (+5.93%)	$395,570 (-) Land $151,800 Building $243,770	$395,570 (-) Land $151,800 Building $243,770
2023	$2,867.00 (-3.14%)	$395,570 (+16.6%) Land $151,800 Building $243,770	$395,570 (+16.6%) Land $151,800 Building $243,770
2022	$2,960.00	$339,240 Land $170,800 Building $168,440
2018			$339,240 Land $170,800 Building $168,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 419 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	419 in force
Nearby Flood Claims	877 (1982–2024)
Claims Outside the SFHA	13 of 877
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 361 claims Hurricane Irene, Sep 2011 · 178 claims Hurricane Fran, Oct 1996 · 162 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RIVER BEND serves 2,846 people · EPA ID NC0425113
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35

May also be available: Brightspeed, Verizon.

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