Pinellas County property record for 103 Gulfwinds Dr E, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,516 sqft · built 1981 |
| Lot Size | 0.191 acres (8,324 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Aug 2022) |
| Tax Bill | $6,585 (2025) |
| Deeds & Mortgages | Aug 2022 Sale Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-740-5760-5 |
| Primary APN | C62-000-740-5760-5 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,516 sqft Heated Area |
| 1st Floor Area | 1,516 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,324 sqft (0.191 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R244393 |
|---|---|
| Old Parcel Number | 152723058690001030 |
| Street Address | 103 GULFWINDS DR E |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-1312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYWOOD VILLAGE SEC 5 LOT 103 |
| Legal Range | 15 |
| Legal Township | 27 |
| Legal Section | 23 |
| Legal Subdivision | BAYWOOD VILLAGE SEC 5 |
| Legal Lot Number | 103 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 27202 |
Source: Pinellas County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3236 WILSON RD, SUNBURY, OH 43074-9627 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2022 | Warranty Deed, Transfer ALBRITTON TITLE INC |
| Jan 3, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Oct 10, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Dec 15, 2020 | Loan Modification, Mortgage · Conventional Mortgage HOME PT FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2022 · Amount on Record |
| Deed Sale | Aug 24, 2022 · Amount on Record |
| Deed Document Number | 2022258684 |
| Deed Book / Page | 22179 / 1653 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 24, 2022 |
| Property Address | 103 GULFWINDS DR E, PALM HARBOR, FL 34683-1312 |
| Document Number | 0221791653 |
| Book / Page | 22179 / 1653 |
| Map Reference | MB 75 PG 93&94 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 2022258684 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Title Company | ALBRITTON TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2864 COPPER RIDGE CT, 2864, LAKE MARY, FL 32746-2338 |
| Name | Verified Name |
|---|---|
| Address | 3236 WILSON RD, SUNBURY, OH 43074-9627 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 103 GULFWINDS DR E, PALM HARBOR, FL 34683-1312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0203841012 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 20384/1012 |
| Instrument | 2019002367 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 103 GULFWINDS DR E, PALM HARBOR, FL 34683-1312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0207270283 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 20727/0283 |
| Instrument | 2019326767 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 103 GULFWINDS DR E, PALM HARBOR, FL 34683-1312 |
| Document Number | 0213511885 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 103 GULFWINDS DR E PALM HARBOR FL 346831312, PALM HARBOR, FL 34683-1312 |
| Document Number | 0213511885 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 021351/001885 |
| Instrument | 20320 |
| Name | HOME PT FIN'L |
|---|---|
| Address | FARMERS BRANCH, TX 75234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 20, 2022 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,585.00 (+14.86%) | $355,415 (+14.61%) | $355,415 (+14.61%) Land $141,668 Building $213,747 |
| 2023 | $5,733.00 (+314.23%) | $310,119 (+182.45%) | $310,119 (+19.35%) Land $156,499 Building $153,620 |
| 2022 | $1,384.00 Homeowner's exemption | $109,796 | $259,833 Land $149,944 Building $109,889 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 446 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 540 units insured incl. 94 condo units |
| Nearby Flood Claims | 399 (1985–2024) |
| Claims Outside the SFHA | 3 of 399 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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