103 Grove St, Middletown, CT 06457 Property Records

Middletown City property record for 103 Grove St, Middletown, CT 06457

Property Summary

Property Type	Triplex
Details	7 bd · 4.5 ba · 3,668 sqft · built 1924
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$550,100 (Mar 2026)
Tax Bill	$10,584 (2026)
Deeds & Mortgages	Apr 2022 Refinance Mar 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`MTWN M:20 L:0030`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:20 L:0030`
Alternative APN	`R10240`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,668 sqft Living Area
Gross Area	6,136 sqft
1st Floor Area	1,515 sqft
Basement Area	1,483 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Other
Exterior Material	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R10240
Street Address	103 GROVE ST
City	MIDDLETOWN
State	CT
Zip	06457-2220
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RPZ
Legal Lot Number	30
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1018
Census Tract	541100

Owner

103 Grove St, a triplex, is owned and occupied by an individual who bought it in March 2026.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	103 GROVE ST, MIDDLETOWN, CT 06457-2220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Mar 19, 2026	Warranty Deed, Transfer · Line of Credit PROVINCE MORTGAGE ASSOCIATES INC
Jan 14, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on File
Deed Sale	Mar 19, 2026 · Amount on File
Prior Sale	Jan 14, 2020 · Amount on File
Deed Book / Page	2144 / 873
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	103 GROVE ST, MIDDLETOWN, CT 06457-2220
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002041-657
Date	Apr 4, 2022
Book Page	2041/657
Instrument	3691590018

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Mar 19, 2026
Property Address	103 GROVE ST, MIDDLETOWN, CT 06457-2220
Document Number	002144-873
Book / Page	2144 / 873
Instrument Date	Mar 12, 2026
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GROVE ST, MIDDLETOWN, CT 06457-2220

Mortgage

Document Number	0002144876
Date	Mar 19, 2026
Instrument	2144/876

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jan 14, 2020
Property Address	103 GROVE ST, MIDDLETOWN, CT 06457-2220
Document Number	1961-289
Book / Page	1961 / 289
Instrument Date	Jan 7, 2020
Instrument	3509450003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 GROVE ST, MIDDLETOWN, CT 06457-2220

Mortgage

Document Number	3509460015
Date	Jan 14, 2020
Instrument	3509460015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 103 Grove St was $10,584.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,584.00	$259,410 (-) Land $49,060 Building $210,350
2025		$259,410 (-) Land $49,060 Building $210,350	$181,587 Land $34,342 Building $147,245
2024	$10,091.00 (+5.71%)	$259,410 (-) Land $49,060 Building $210,350
2023	$9,546.00 (+34.96%)	$259,410 (+61.38%) Land $49,060 Building $210,350
2022	$7,073.00	$160,740 Land $17,940 Building $142,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 Grove St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Grove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed.

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