Watauga County property record for 103 Groundhog Trl, Beech Mountain, NC 28604 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Conventional |
| Year Built | Built 2007 |
| Square Footage | 1,568 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Last Sale | $511,500 (2023) |
| Tax Bill | $1,406.00 (2025) |
| Primary APN | 1950-13-4464-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 1,568 sqft Living Area |
| 1st Floor | 784 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Patio Area | 92 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 244 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Water Source | Commercial Water Source |
| Account Number | 1858434 |
|---|---|
| Street Address | 103 GROUNDHOG TRL |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-6246 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 ATRIUM |
| Legal Subdivision | ATRIUM |
| Legal Lot Number | 3 |
| Jurisdiction | WATAUGA NC |
| Minor Civil Division | LAUREL CREEK |
| Census Blockgroup | 1 |
| Census Block | 1046 |
| Census Tract | 921000 |
Source: Watauga County records · APN 1950-13-4464-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2315 ORIOLE DR, DURHAM, NC 27707-5426 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 09, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2023 · Amount on Record |
| Deed Sale | Jun 09, 2023 · Amount on Record |
| Prior Sale | May 31, 2019 · Amount on Record |
| Deed Doc Number | 2023731734 |
| Deed Book / Page | 2336 / 338 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jun 09, 2023 |
| Property Address | 103 GROUNDHOG TRL, BEECH MOUNTAIN, NC 28604-6246 |
| Document Number | 0023360338 |
| Book / Page | 2336 / 338 |
| Map Reference | MB 12 PG 177 |
| Instrument Date | Jun 06, 2023 |
| Instrument | 731734 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,023.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20304 TURNBULL WAY, CORNELIUS, NC 28031-6815 |
| Name | Verified Name |
|---|---|
| Address | 2315 ORIOLE DR, DURHAM, NC 27707-5426 |
| Document Number | 0000731735 |
|---|---|
| Date | Jun 09, 2023 |
| Instrument | 731735 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.5% |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year TN |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 103 GROUNDHOG TRL, BEECH MOUNTAIN, NC 28604-6246 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0021850503 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 2185/503 |
| Instrument | 705406 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 103 GROUNDHOG TRL, BEECH MOUNTAIN, NC 28604-6246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020790784 |
|---|---|
| Date | Mar 09, 2020 |
| Book Page | 2079/784 |
| Instrument | 688154 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | May 31, 2019 |
| Property Address | 103 GROUNDHOG TRL, BEECH MOUNTAIN, NC 28604-6246 |
| Document Number | 0020300408 |
| Book / Page | 002030 / 000408 |
| Instrument Date | May 29, 2019 |
| Instrument | 679387 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20304 TURNBULL WAY CORNELIUS NC 280316815, CORNELIUS, NC 28031-6815 |
| Document Number | 20300411 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 002030/000411 |
| Instrument | 679388 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2049 |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,406.00 (+10.36%) | $375,500 (-) Land $14,900 Building $360,600 | |
| 2024 | $375,500 Land $14,900 Building $360,600 | ||
| 2023 | $375,500 (-) Land $14,900 Building $360,600 | ||
| 2022 | $1,274.00 | $375,500 Land $14,900 Building $360,600 |
103 Groundhog Trl is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Watauga County (37189C), updated May 17, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,545 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures