103 Graystone St, Warwick, RI 02886 Property Records

Warwick City property record for 103 Graystone St, Warwick, RI 02886 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,600 sqft · built 2022
Lot Size0.079 acres (3,433 sqft)
Owner2 Individual Names on File
Last Sale$426,900 (Jan 2023)
Tax Bill$5,952 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN141763

Property Details

APN / Parcel Number

Primary APN141763
Alternative APNs
  • WARW M:278 B:0144 L:0103
  • 131549

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,600 sqft Living Area
Gross Area2,733 sqft
1st Floor Area800 sqft
Basement Area800 sqft
Unfinished Basement800 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,433 sqft (0.079 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number141763
Street Address103 GRAYSTONE ST
CityWARWICK
StateRI
Zip02886-1355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block144
Legal Lot Number103
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1002
Census Tract22100

Owner

Source: Warwick City records · APN 141763

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address103 GRAYSTONE ST, WARWICK, RI 02886-1355
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Condominium Deed, Transfer · FHA Mortgage
NORTHPOINTE BANK
Nov 03, 2022Condominium Deed, Subdivision Related Transfer · Stand-Alone First Mortgage
GREENWOOD CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2023 · Amount on Record
Deed SaleJan 12, 2023 · Amount on Record
Prior SaleNov 03, 2022 · Amount on Record
Deed Book / Page10270 / 181
Record UpdatedSep 20, 2026

January 2023: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionWARWICK RI
Recording DateJan 12, 2023
Property Address103 GRAYSTONE ST, WARWICK, RI 02886-1355
Document Number010270-181
Book / Page10270 / 181
Instrument DateJan 12, 2023
Instrument367
Transaction TypeTransfer
Record UpdatedOct 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address103 GRAYSTONE ST, WARWICK, RI 02886-1355

Mortgage

Document Number0000000368
DateJan 12, 2023
Instrument368
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded

November 2022: Condominium Deed, Subdivision Related Transfer

Document TypeCondominium Deed
JurisdictionWARWICK RI
Recording DateNov 03, 2022
Property Address103 GRAYSTONE ST, WARWICK, RI 02886-1355
Document Number00010237-5
Book / Page10237 / 5
Instrument DateNov 02, 2022
Instrument15440
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 692, BLOCK ISLAND, RI 02807-0692

Mortgage

Document Number0000015441
DateNov 03, 2022
Instrument15441
Lender
NameGREENWOOD CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.63%
Type Change DateDec 01, 2032
Max Rate At Change2.75%
Index1-Year CMT

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,952.00 (+8.14%)$468,700 (+20.83%) Land $132,600 Building $336,100
2024$496,660
2023$5,504.00 (+419.25%)$387,900 (+585.34%) Land $94,100 Building $293,800
2022$1,060.00$56,600 Land $56,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030221001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims2 (2006–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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