103 Graybridge Rd, Saint Louis, MO 63124 Property Records

St. Louis County property record for 103 Graybridge Rd, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,870 sqft · built 1948
Lot Size	0.773 acres (33,672 sqft)
Owner	2 Trust Names on File
Last Sale	$1,250,000 (Dec 2022)
Tax Bill	$16,111 (2025)
Deeds & Mortgages	Dec 2022 Sale May 2020 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`18L-23-0212`

Property Details

APN / Parcel Number

Primary APN	`18L-23-0212`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,870 sqft Living Area
Gross Area	4,269 sqft
1st Floor Area	3,206 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	33,672 sqft (0.773 acres)
Lot Dimensions	185 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	512 sqft
Porch	Open Frame Porch
Porch Area	55 sqft
Balcony Area	24 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 GRAYBRIDGE RD
City	SAINT LOUIS
State	MO
Zip	63124-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	BIRCHWOOD LOT 3
Legal Subdivision	BIRCHWOOD
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2016
Census Tract	215400

Owner

103 Graybridge Rd is owner-occupied and held in a trust since December 2022.

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	103 GRAYBRIDGE RD, SAINT LOUIS, MO 63124-1710
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Warranty Deed, Transfer INVESTORS TITLE COMPANY
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK CENTRE
Apr 15, 2020	Deed of Trust, Mortgage MIDWEST BANKCENTRE
Jul 3, 2017	Deed of Trust, Mortgage MIDWEST BANKCENTRE
Jul 3, 2017	Deed of Trust, Mortgage MIDWEST BANKCENTRE
May 22, 2017	Quit Claim Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.
May 22, 2017	Grant Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Prior Sale	May 22, 2017 · Amount on File
Deed Document Number	2022125315
Prior Transfer Date	Dec 17, 2015
Prior Transfer Doc	0218110168
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 5, 2022
Property Address	103 GRAYBRIDGE RD, SAINT LOUIS, MO 63124-1710
Document Number	2022120500315
Map Reference	MB 43 PG 47
Instrument Date	Nov 30, 2022
Instrument	2022120500315
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 VILLA COUBLAY, SAINT LOUIS, MO 63131-2746

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	103 GRAYBRIDGE RD, SAINT LOUIS, MO 63124-1710

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	103 GRAYBRIDGE RD, SAINT LOUIS, MO 63124-1710
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240463897
Date	May 14, 2020
Book Page	24046/3897
Instrument	2020051400271

Lender

Name	MIDWEST BANK CENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	103 GRAYBRIDGE RD, SAINT LOUIS, MO 63124-1710
Document Number	0240463898
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 GRAYBRIDGE RD ST LOUIS MO 631241710, ST LOUIS, MO 63124-1710

Mortgage

Document Number	0240463898
Date	May 14, 2020
Book Page	024046/003898
Instrument	271

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	103 GRAYBRIDGE RD, SAINT LOUIS, MO 63124-1710
Document Number	0226200001
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GRAYBRIDGE RD ST LOUIS MO 631241710, ST LOUIS, MO 63124-1710

Mortgage

Document Number	0226200001
Date	Jul 24, 2017
Book Page	022620/000001
Instrument	69

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	103 GRAYBRIDGE RD, SAINT LOUIS, MO 63124-1710
Document Number	0226200022
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GRAYBRIDGE RD ST LOUIS MO 631241710, ST LOUIS, MO 63124-1710

Mortgage

Document Number	0226200022
Date	Jul 24, 2017
Book Page	022620/000022
Instrument	70

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 23, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.25%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 22, 2017
Property Address	103 GRAYBRIDGE RD, SAINT LOUIS, MO 63124-1710
Document Number	0225341754
Book / Page	022534 / 001754
Instrument Date	May 18, 2017
Instrument	397
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	103 GRAYBRIDGE RD ST LOUIS MO 631241710, ST LOUIS, MO 63124-1710

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 22, 2017
Property Address	103 GRAYBRIDGE RD, SAINT LOUIS, MO 63124-1710
Document Number	0225341757
Book / Page	022534 / 001757
Instrument Date	May 18, 2017
Instrument	398
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GRAYBRIDGE RD ST LOUIS MO 631241710, ST LOUIS, MO 63124-1710

Tax Assessment & Valuation

The 2025 property tax bill for 103 Graybridge Rd was $16,111, up 16.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,100 (-) Land $112,020 Building $136,080	$1,305,800 (-) Land $589,600 Building $716,200
2025	$16,111.00 (+16.61%)	$248,100 Land $112,020 Building $136,080	$1,305,800 Land $589,600 Building $716,200
2024	$13,816.00 (+0.19%)
2023	$13,790.00	$204,720 Land $94,940 Building $109,780	$1,077,500 Land $499,700 Building $577,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Graybridge Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1979–2022)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Graybridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Graybridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures