South Windsor Town property record for 103 Gray Rd, South Windsor, CT 06074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,442 sqft · built 1970 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Feb 2019) |
| Tax Bill | $8,582 (2024) |
| Deeds & Mortgages | Aug 2020 Refinance Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SWIN M:67 B:73 L:23 |
| Primary APN | SWIN M:67 B:73 L:23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| Gross Area | 3,484 sqft |
| Basement Area | 520 sqft |
| Unfinished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 38100103 |
|---|---|
| Street Address | 103 GRAY RD |
| City | SOUTH WINDSOR |
| State | CT |
| Zip | 06074-3036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A30 |
| Legal Block | 73 |
| Legal Lot Number | 23 |
| Jurisdiction | SOUTH WINDSOR CT |
| Township / Civil Division | SOUTH WINDSOR |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 487201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Manchester Historic District (Boundary Increase) listed 2001 · 914 contributing resources · NRIS 01000881 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
103 Gray Rd is owned and occupied by two individuals who bought it in February 2019.
Source: South Windsor Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 GRAY RD, SOUTH WINDSOR, CT 06074-3036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Feb 22, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2019 · Amount on File |
| Deed Sale | Feb 22, 2019 · Amount on File |
| Prior Sale | Aug 3, 2000 · Amount on File |
| Deed Document Number | 20192650910002 |
| Deed Book / Page | 2690 / 333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH WINDSOR CT |
| Property Address | 103 GRAY RD, SOUTH WINDSOR, CT 06074-3036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2789-298 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 2789/298 |
| Instrument | 2762660015 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SOUTH WINDSOR CT |
| Recording Date | Feb 22, 2019 |
| Property Address | 103 GRAY RD, SOUTH WINDSOR, CT 06074-3036 |
| Document Number | 2690-333 |
| Book / Page | 2690 / 333 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 2650910002 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 GRAY RD, SOUTH WINDSOR, CT 06074-3036 |
| Document Number | 2650920016 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 2650920016 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: South Windsor Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | South Windsor Town |
| Unified School District | South Windsor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $241,000 (-) Land $111,900 Building $129,100 | $168,700 Land $78,330 Building $90,370 | |
| 2024 | $8,582.00 (+3.34%) | $241,000 (-) Land $111,900 Building $129,100 | |
| 2023 | $8,305.00 (+14.92%) | $241,000 (+29.29%) Land $111,900 Building $129,100 | |
| 2022 | $7,227.00 | $186,400 Land $106,100 Building $80,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Gray Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 Gray Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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