103 Granny Shepherd Rd, Mars Hill, NC 28754 Property Records

Madison County property record for 103 Granny Shepherd Rd, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	1 ba · 900 sqft · built 1980
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2020)
Tax Bill	$924 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9850-81-8634`

Property Details

APN / Parcel Number

Primary APN	`9850-81-8634`
Alternative APNs	`9850818634 0004331` `4331`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	900 sqft Heated Area
1st Floor Area	640 sqft
Basement Area	260 sqft
Finished Basement	260 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	103 GRANNY SHEPHERD RD
City	MARS HILL
State	NC
Zip	28754-9325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LO:13
Legal Subdivision	LAUREL HIGHLANDS
Legal Block	81
Legal Lot Number	13
Jurisdiction	MADISON NC
Township / Civil Division	4, BEECH GLENN
Census Block Group	1
Census Block	1019
Census Tract	10700

Owner

103 Granny Shepherd Rd is owned and occupied by an individual who bought it in June 2020.

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	103 GRANNY SHEPHERD RD, MARS HILL, NC 28754-9325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on File
Deed Sale	Jun 2, 2020 · Amount on File
Prior Sale	Dec 19, 2018 · Amount on File
Deed Document Number	2020336683
Deed Book / Page	691 / 358
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Jun 2, 2020
Property Address	103 GRANNY SHEPHERD RD, MARS HILL, NC 28754-9325
Document Number	0006910358
Book / Page	691 / 358
Map Reference	MB 3 PG 90
Instrument Date	Jun 2, 2020
Instrument	336683
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	393 AUBREY TRL, 393, WAYNESVILLE, NC 28785-9505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GRANNY SHEPHERD RD, MARS HILL, NC 28754-9325

Mortgage

Document Number	336684
Date	Jun 2, 2020
Instrument	336684

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Dec 19, 2018
Property Address	103 GRANNY SHEPHERD RD, MARS HILL, NC 28754-9325
Document Number	0006620058
Book / Page	662 / 058
Map Reference	MB 3 PG 90
Instrument Date	Dec 19, 2018
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 AUBREY TRL, WAYNESVILLE, NC 28785-9505

Mortgage

Document Number	662061
Date	Dec 19, 2018
Instrument	662/061

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 103 Granny Shepherd Rd was $924.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$924.00	$165,429 Land $28,210 Building $137,219	$165,429 Land $28,210 Building $137,219
2023		$74,369 Land $20,925 Building $53,444	$74,369 Land $20,925 Building $53,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Granny Shepherd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Granny Shepherd Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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