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103 Gragg St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 103 Gragg St, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 520 sqft · built 1961
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (May 2022)
Tax Bill$1,055 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0609-96-4912-00000

Property Details

APN / Parcel Number

Primary APN0609-96-4912-00000
Alternative APN
  • 060912963846000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area520 sqft Living Area
1st Floor Area520 sqft
FlooringSoftwood

Exterior

Year BuiltBuilt 1961
Architectural StyleConventional
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number060912963846000
Street Address103 GRAGG ST
CityBLACK MOUNTAIN
StateNC
Zip28711-9202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE: 2022-05-27 DEE
Legal DescriptionDEED DATE: 2022-05-27 DEED: 6224-318 SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Lot Number3846
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1014
Census Tract3107

Owner

Source: Buncombe County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2408 YELLOW BIRCH WAY # C301, C301, KNOXVILLE, TN 37931-2591
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 27, 2022 · Amount on Record
Deed SaleMay 27, 2022 · Amount on Record
Prior SaleMay 27, 2022 · Amount on Record
Deed Document Number0062240318
Deed Book / Page6224 / 318
Last Transfer DateMay 19, 2025
Transfer Doc0064930611
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateMay 27, 2022
Property Address103 GRAGG ST, BLACK MOUNTAIN, NC 28711-9202
Document Number0062240318
Book / Page6224 / 318
Instrument DateMay 27, 2022
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 GRAGG ST, BLACK MOUNTAIN, NC 28711-9202

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 GRAGG ST, BLACK MOUNTAIN, NC 28711-9202
InvestorPossibly a Property Investor

Mortgage

Document Number0006224322
DateMay 27, 2022
Instrument6224/322
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2037

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,055.00 (+7.54%)$119,800 (-)
2023$981.00$119,800$119,800 (-) Land $38,300 Building $81,500
2021$119,800 Land $38,300 Building $81,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BLACK MOUNTAIN
serves 11,976 people · EPA ID NC0111020
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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