Groton Town property record for 103 Ginger Dr, Groton, CT 06340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,138 sqft · built 1957 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (Jun 2023) |
| Tax Bill | $5,121 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GROT M:169809165274 |
| Primary APN | GROT M:169809165274 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,138 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Deck Area | Deck Area |
| Heating Fuel | Electric |
|---|
| Account Number | 169809165274 |
|---|---|
| Street Address | 103 GINGER DR |
| City | GROTON |
| State | CT |
| Zip | 06340-4508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-12 |
| Jurisdiction | GROTON CT |
| Township / Civil Division | GROTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 702700 |
Source: Groton Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 GINGER DR, GROTON, CT 06340-4508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU |
| Apr 16, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU |
| Jun 23, 2023 | Warranty Deed, Transfer |
| May 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Deed Document Number | 202319246 |
| Deed Book / Page | 188 / 97 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 103 GINGER DR, GROTON, CT 06340-4508 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001263-880 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 1263/880 |
| Instrument | 5094350005 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 103 GINGER DR, GROTON, CT 06340-4508 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001304-450 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 1304/450 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LISBON CT |
| Recording Date | Jun 23, 2023 |
| Property Address | 103 GINGER DR, GROTON, CT 06340-4508 |
| Document Number | 0000188-97 |
| Book / Page | 188 / 97 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 19246 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14 LAURIER LN, LISBON, CT 06351-3109 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 103 GINGER DR, GROTON, CT 06340-4508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1214-795 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 1214/795 |
| Instrument | 4944850005 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2029 |
Source: Groton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Groton Town |
| Unified School District | Groton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,121.00 | $173,530 (-) Land $79,058 Building $94,472 | $121,471 Land $55,341 Building $66,130 |
| 2024 | $5,121.00 (+8.38%) | ||
| 2023 | $4,725.00 (+2.36%) | $173,530 (-) Land $38,570 Building $134,960 | |
| 2022 | $4,616.00 | $173,530 Land $38,570 Building $134,960 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROTON UTILITIES serves 30,200 people · EPA ID CT0590011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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