103 Gary St, Osceola, MO 64776 Property Records

St. Clair County property record for 103 Gary St, Osceola, MO 64776

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,641 sqft · built 2014
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Tax Bill	$1,271 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2019 Mortgage
APN	`09-9.0-29-002-003-001.00`

Property Details

APN / Parcel Number

Primary APN	`09-9.0-29-002-003-001.00`
Alternative APN	`7193`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	1,641 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	103 GARY ST
City	OSCEOLA
State	MO
Zip	64776-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL LTS 11-13-15-17-19 BLOCK 2 HOUSTON ADDN TO OSCEOLA
Legal Subdivision	HOUSTON ADDN
Legal Block	2
Legal Lot Number	11-19
Jurisdiction	SAINT CLAIR MO
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1108
Census Tract	480300

Owner

Source: St. Clair County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 GARY ST, OSCEOLA, MO 64776-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage BTC BANK
Jun 5, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024
Deed Sale	May 24, 2024
Prior Sale	Jun 22, 2022
Deed Document Number	0000657340
Deed Book / Page	657 / 340
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MO
Recording Date	Jun 22, 2022
Property Address	103 GARY ST, OSCEOLA, MO 64776-2505
Document Number	000644/540
Book / Page	644 / 540
Instrument Date	May 31, 2022
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GARY ST, OSCEOLA, MO 64776-2505

Mortgage

Document Number	0000644543
Date	Jun 22, 2022
Instrument	644/543

Lender

Name	BTC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MO
Recording Date	Jun 5, 2019
Property Address	103 GARY ST, OSCEOLA, MO 64776-2505
Document Number	00618/1154
Book / Page	618 / 1154
Instrument Date	Jun 3, 2019
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WOOD RIDGE DR, BLUE EYE, MO 65611-8252

Mortgage

Document Number	0006181156
Date	Jun 5, 2019
Instrument	618/1156

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Clair County
Municipality	Osceola City
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,200 (-)	$106,500 (-) Land $8,700 Building $97,800
2023	$1,271.00	$20,200	$106,500 Land $8,700 Building $97,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA PWS serves 947 people · EPA ID MO5010612
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Conexon Connect, Rocket Connect, T-Mobile.

Nearby Properties on Gary St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures