103 Garner St, Thomaston, GA 30286 Property Records

Upson County property record for 103 Garner St, Thomaston, GA 30286

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,022 sqft · built 1900
Lot Size	0.46 acres (20,067 sqft)
Owner	2 Individual Names on File
Last Sale	$33,500 (May 2016)
Tax Bill	$871 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`043B-158`

Property Details

APN / Parcel Number

Primary APN	`043B-158`
Alternative APN	`3664`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,022 sqft Heated Area
1st Floor Area	1,022 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,067 sqft (0.46 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3664
Street Address	103 GARNER ST
City	THOMASTON
State	GA
Zip	30286-2175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 5 BLOCK D PB 1/146
Legal Subdivision	NORTHSIDE SUBDIVISION
Legal Block	D
Legal Lot Number	5
Jurisdiction	UPSON GA
Township / Civil Division	THOMASTON
Census Block Group	2
Census Block	2030
Census Tract	10201

Owner

103 Garner St is owned by two individuals who bought it in May 2016.

Source: Upson County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	219 IRVIN RD, THOMASTON, GA 30286-3304
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2016 · Amount on File
Deed Sale	May 11, 2016 · Amount on File
Deed Document Number	2016443
Deed Book / Page	1453 / 114
Prior Transfer Date	May 20, 2013
Prior Transfer Doc	0013360321
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSON GA
Property Address	103 GARNER ST, THOMASTON, GA 30286-2175
Document Number	0015620278
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 WOODLAND RD THOMASTON GA 302864926, THOMASTON, GA 30286-4926

Mortgage

Document Number	0015620278
Date	Oct 23, 2018
Book Page	001562/000278

Lender

Name	WEST CTRL GA BK
Type	Bank
Address	THOMASTON, GA 30286-0016

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Oct 22, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 103 Garner St was $871, up 6.5% from the year before.

Source: Upson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Upson County
Municipality	Thomaston City
Unified School District	Upson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$871.00 (+6.48%)	$33,856 (+8.65%) Land $8,000 Building $25,856	$84,639 (+8.65%) Land $20,000 Building $64,639
2024	$818.00 (+20.83%)	$31,160 (+19.2%) Land $6,000 Building $25,160	$77,899 (+19.2%) Land $15,000 Building $62,899
2023	$677.00 (+15.14%)	$26,140 (+23.2%) Land $6,000 Building $20,140	$65,350 (+23.19%) Land $15,000 Building $50,350
2022	$588.00	$21,218 Land $6,000 Building $15,218	$53,046 Land $15,000 Building $38,046

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Garner St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Garner St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMASTON serves 12,482 people · EPA ID GA2930000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20