Onondaga County and Camillus Town property record for 103 Garland Rd, Syracuse, NY 13219
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,788 sqft · built 1948 |
| Lot Size | 0.315 acres (13,720 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,342 (2025) |
| Deeds & Mortgages | Apr 2023 Refinance Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 312089 046.-07-17.1 |
| Primary APN | 312089 046.-07-17.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,788 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Upper Floors Area | 596 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 13,720 sqft (0.315 acres) |
| Lot Dimensions | 137 ft deep x 100 ft wide |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 16 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 GARLAND RD |
|---|---|
| City | SYRACUSE |
| State | NY |
| Zip | 13219-1217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | SPRING GARDENS LTS 12 & 13 |
| Legal Block | 7 |
| Legal Lot Number | 17.001 |
| Jurisdiction | ONONDAGA NY |
| Township / Civil Division | CAMILLUS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 12700 |
103 Garland Rd is owned and occupied by an individual who acquired it in May 2015.
Source: Onondaga County and Camillus Town records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 GARLAND RD, SYRACUSE, NY 13219-1217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ACMG FEDERAL CREDIT UNION |
| Apr 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 18, 2015 |
| Transfer Doc | 5328000315 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 103 GARLAND RD, SYRACUSE, NY 13219-1217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023000010034 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 20230-00010034 |
| Name | ACMG FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 103 GARLAND RD, SYRACUSE, NY 13219-1217 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000017364 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 20210-00017364 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | May 1, 2045 |
The 2025 property tax bill for 103 Garland Rd was $6,342 with a homeowner's exemption.
Source: Onondaga County and Camillus Town assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Onondaga County |
| County Subdivision | Camillus Town |
| Unified School District | West Genesee Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,342.00 Homeowner's exemption | $160,500 (-) Land $24,300 Building $136,200 | $232,609 (+13.04%) Land $35,217 Building $197,392 |
| 2024 | $160,500 (-) Land $24,300 Building $136,200 | $205,769 (+14.1%) Land $31,154 Building $174,615 | |
| 2023 | Homeowner's exemption | $160,500 Land $24,300 Building $136,200 | $180,337 Land $27,303 Building $153,034 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Garland Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2007–2026) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 2026 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Garland Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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