York County property record for 103 Gallo Ct, Williamsburg, VA 23185
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,853 sqft · built 1998 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,500 (Apr 2015) |
| Tax Bill | $2,982 (2025) |
| Deeds & Mortgages | Dec 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | D15D-3525-0331 |
| Primary APN | D15D-3525-0331 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,853 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Duplex Single |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,445 sqft (0.125 acres) |
| Garage Type | Attached |
| Garage Area | 285 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 374 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 10019481 |
|---|---|
| Street Address | 103 GALLO CT |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-2997 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MULTI-FAMI |
| Legal Description | WILLIAMSBURG COMMONS PHASE 1 LOT 62 |
| Legal Subdivision | WILLIAMSBURG COMMONS |
| Legal Phase | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | YORK VA |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 51000 |
103 Gallo Ct, a duplex, is owned and occupied by an individual who bought it in April 2015.
Source: York County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 GALLO CT, WILLIAMSBURG, VA 23185-2997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2015 · Amount on File |
| Deed Sale | Apr 6, 2015 · Amount on File |
| Prior Sale | Sep 26, 2003 · Amount on File |
| Deed Book / Page | 1500 / 5151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 103 GALLO CT, WILLIAMSBURG, VA 23185-2997 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000019112 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 230019112 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 103 Gallo Ct was $2,982.
Source: York County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | York County |
| Unified School District | York County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,300 Land $100,000 Building $282,300 | ||
| 2025 | $2,982.00 | $382,300 Land $100,000 Building $282,300 | |
| 2023 | $2,175.00 | $282,500 Land $88,000 Building $194,500 | $282,500 Land $88,000 Building $194,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Gallo Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2003–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Gallo Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WILLIAMSBURG serves 16,300 people · EPA ID VA3830850 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: Glo Fiber, T-Mobile.
5G (outdoors only) and 4G LTE
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