103 Freeman Bend St, Montgomery, TX 77316 Property Records

Montgomery County property record for 103 Freeman Bend St, Montgomery, TX 77316

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,438 sqft · built 2014
Lot Size0.194 acres (8,454 sqft)
OwnerTrust Name on Record
Tax Bill$5,979 (2024)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN9652-43-01200

Property Details

APN / Parcel Number

Primary APN9652-43-01200
Alternative APN
  • R437574

Interior

Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,438 sqft Living Area
1st Floor Area2,438 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Architectural StyleConventional
Exterior MaterialStone
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,454 sqft (0.194 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area316 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR437574
Street Address103 FREEMAN BEND ST
CityMONTGOMERY
StateTX
Zip77316-1547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS965243 - WOODFOREST 43, BLOCK 1, LOT 12
Legal SubdivisionWOODFOREST 43
Legal Block1
Legal Lot Number12
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2014
Census Tract694503

Owner

Source: Montgomery County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Co-owner2 Co-owners on Record
Mailing Address2300 WOODFOREST PKWY N, MONTGOMERY, TX 77316-6501
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJun 8, 2017
Deed SaleJun 8, 2017
Deed Document Number2017049373
Record UpdatedJun 8, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateJun 8, 2017
Property Address103 FREEMAN BEND ST, MONTGOMERY, TX 77316-1547
Document Number0000049373
Map ReferenceCAB Z SH2687
Instrument DateJun 7, 2017
Instrument2017049373
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyCHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address103 FREEMAN BEND ST, MONTGOMERY, TX 77316-1547

Mortgage

Document Number0000049374
DateJun 8, 2017
Instrument2017049374
Lender
NameGIBRALTAR MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047
Interest
Rate TypeFixed Rate
Rate3.37%
Type Change DateJul 1, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.37%
Index1-Year CMT

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$437,000 (-1.97%) Land $75,000 Building $362,000$437,000 (-5.77%) Land $75,000 Building $362,000
2024$5,979.00 (+65.26%) Homeowner's exemption Senior Citizen's exemption$445,786 (+1%) Land $75,000 Building $388,755$463,755 (+1.55%) Land $75,000 Building $388,755
2023$3,618.00 Homeowner's exemption$405,260 Land $75,000 Building $381,690$456,690 Land $75,000 Building $381,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 484 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies484 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY TRACE WATER SYSTEM
private · serves 25,917 people · EPA ID TX1700638
Water SourcePurchased surface water from SJRA GRP SW TREATMENT PLANT
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MidSouth Fiber Internet
Fiber
8,000 / 8,000
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on Freeman Bend St

Nearby Streets

Search Property Records by Address or Parcel Number