103 Fredrick Dr, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 103 Fredrick Dr, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,718 sqft · built 2006
Lot Size	0.549 acres (23,922 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Mar 2007)
Tax Bill	$22,514 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`334001 230-2-103`

Property Details

APN / Parcel Number

Primary APN	`334001 230-2-103`
Alternative APNs	`400123000000021030000000` `230-2-103`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,718 sqft Living Area
Gross Area	4,438 sqft
1st Floor Area	1,653 sqft
2nd Floor Area	2,065 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	23,922 sqft (0.549 acres)
Lot Dimensions	164 ft deep x 59 ft wide
View / Lot	Suburban
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	160 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	230-2-103
Street Address	103 FREDRICK DR
City	MONROE
State	NY
Zip	10950-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-20
Legal Description	LT 102 A SMITH SUB MAP 661-04
Legal Subdivision	A SMITH
Legal Block	2
Legal Lot Number	103.0
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4012
Census Tract	14202

Owner

Source: Orange County and Monroe Town records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 FREDRICK DR, MONROE, NY 10950-3043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · ARM BANK OF AMIERCA NA
Oct 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2007 · Amount on Record
Deed Sale	Mar 14, 2007 · Amount on Record
Deed Book / Page	12388 / 1383
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Recording Date	Apr 16, 2026
Property Address	103 FREDRICK DR, MONROE, NY 10950-3043
Document Number	0000028131
Book / Page	15882 / 406
Instrument Date	Mar 20, 2026
Instrument	202628131
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 FREDRICK DR, MONROE, NY 10950-3043
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028131,
Date	Apr 16, 2026
Book Page	15882/406
Instrument	202628131

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Type Change Date	Apr 1, 2036
Index	Other
Margin	3
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	103 FREDRICK DR, MONROE, NY 10950-3043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072307
Date	Oct 10, 2019
Book Page	14637/507
Instrument	20190072307

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Municipality	Monroe Village
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,000 (-) Land $14,000 Building $82,000	$888,100 (+13.42%)
2024	$22,514.00
2023		$96,000 Land $14,000 Building $82,000	$783,000 Land $114,187 Building $668,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1979–2011)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE VILLAGE serves 12,000 people · EPA ID NY3503535
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000

May also be available: Verizon.

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