103 Frederick Ave, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 103 Frederick Ave, Albany, NY 12205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,452 sqft · built 1968
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,000 (Feb 2026)
Tax Bill	$4,824 (2026)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 42.19-5-37`

Property Details

APN / Parcel Number

Primary APN	`012689 42.19-5-37`
Alternative APNs	`268904201900050370000000` `04201900050370000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	924 sqft
Basement Area	528 sqft
Finished Basement	528 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04201900050370000000
Street Address	103 FREDERICK AVE
City	ALBANY
State	NY
Zip	12205-3084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LF EST MITCHELL C E & G M N-28 E-FREDERICK AV S-70-51
Legal Block	5
Legal Lot Number	37.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2000
Census Tract	14002

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1948 CENTRAL AVE, 405, ALBANY, NY 12205-4234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Jun 18, 2002 · Amount on Record
Deed Document Number	20263888
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	103 FREDERICK AVE, ALBANY, NY 12205-3084
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1948 CENTRAL AVE 405, 405, ALBANY, NY 12205-4234

Mortgage

Document Number	0000000889
Date	Feb 25, 2026
Instrument	R2026-3889

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 10, 2056

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,824.00 (+5.3%) Homeowner's exemption
2025	$4,581.00 (+14.04%) Homeowner's exemption	$106,000 (-) Land $26,500 Building $79,500	$242,600 (+16.75%) Land $60,650 Building $181,950
2023		$106,000 (-) Land $26,500 Building $79,500	$207,800 (+9.29%) Land $51,950 Building $155,850
2022		$106,000 Land $26,500 Building $79,500	$190,135 Land $47,534 Building $142,601
2021	$4,017.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880