103 Franklin St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 103 Franklin St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 2,856 sqft · built 1900
Lot Size	0.087 acres (3,794 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Mar 2016)
Tax Bill	$6,643 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:054 L:648 S:020`

Property Details

APN / Parcel Number

Primary APN	`B:054 L:648 S:020`
Alternative APN	`LYNN M:054 B:648 L:020`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,856 sqft Living Area
Gross Area	4,522 sqft
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,794 sqft (0.087 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	103 FRANKLIN ST
City	LYNN
State	MA
Zip	01902-4135
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Block	648
Legal Lot Number	20
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2012
Census Tract	205500

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 FRANKLIN ST, LYNN, MA 01902-4135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Sep 23, 2019	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG
Dec 21, 2018	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2016 · Amount on Record
Deed Sale	Mar 1, 2016 · Amount on Record
Prior Sale	Aug 22, 1995 · Amount on Record
Deed Book / Page	34746 / 260
Transfer Doc	34746-260
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	103 FRANKLIN ST, LYNN, MA 01902-4135
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043033-50
Date	Oct 29, 2025
Book Page	43033/50
Instrument	20251029000030

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	103 FRANKLIN ST, LYNN, MA 01902-4135
Document Number	37881-299
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 FRANKLIN ST LYNN MA 019024135, LYNN, MA 01902-4135

Mortgage

Document Number	37881-299
Date	Sep 27, 2019
Book Page	037881/000299
Instrument	1909273260

Lender

Name	PRIME LNDG

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	103 FRANKLIN ST, LYNN, MA 01902-4135
Document Number	37235-584
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 FRANKLIN ST LYNN MA 019024135, LYNN, MA 01902-4135

Mortgage

Document Number	37235-584
Date	Dec 21, 2018
Book Page	037235/000584
Instrument	1221003680

Lender

Name	PRIME LNDG

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,643.00 (+5.14%)	$641,217 (+6.87%) Land $190,100 Building $451,117	$718,666
2024	$6,318.00 (+6.6%)	$600,000 (+12.87%) Land $183,300 Building $416,700
2023	$5,927.00	$531,600 Land $144,500 Building $387,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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