103 Franklin St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 103 Franklin St, Cedar Falls, IA 50613

Property Summary

Property TypeConvenience Store
Details1,972 sqft · built 1992
Lot Size0.37 acres (16,120 sqft)
OwnerIndividual Name on Record
Tax Bill$16,236 (2025)
Flood ZoneZone X (minimal risk)
APN8914-12-177-018

Property Details

APN / Parcel Number

Primary APN8914-12-177-018
Alternative APN
  • 891412177008

Interior

Stories1 Story
Building Area1,972 sqft Gross Area
1st Floor Area1,972 sqft
FlooringTile
Interior WallsWallboard/Drywall
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick Veneer
Construction TypeConcrete Block
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialUrethane Foam
Lot Area16,120 sqft (0.37 acres)
Lot Dimensions130 ft deep x 124 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address103 FRANKLIN ST
CityCEDAR FALLS
StateIA
Zip50613-2628
Property CategoryCommercial
Property TypeCommercial > Retail > Convenience Store
Legal DescriptionORIGINAL PLAT CEDAR FALLS LOTS 1 & 2 BLK 19 EXC HWY B 585 P 150 AND EXC RD IN DOC 2019 11996
Legal Range14W
Legal Township89N
Legal Section12
Legal SubdivisionORIGINAL PLAT CEDAR FALLS
Legal Block19
Legal Lot Number1,2
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group1
Census Block1032
Census Tract2200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 66, WATERLOO, IA 50704-0066
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,236.00 (-1.66%)$610,970 (-0.11%) Land $370,760 Building $240,210$610,970 (-0.11%) Land $370,760 Building $240,210
2024$16,510.00 (+87.49%)
2023$611,640 (+75.48%) Land $370,760 Building $240,880$611,640 (+75.48%) Land $370,760 Building $240,880
2022$8,806.00$348,560 Land $153,140 Building $195,420
2021$348,560 Land $153,140 Building $195,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims9 (1979–1999)
Most Recent ClaimJul 1999 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, T-Mobile, Verizon.

Nearby Properties on Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number