103 Frances St, Lockport, IL 60441 Property Records

Will County property record for 103 Frances St, Lockport, IL 60441

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.14 acres (5,986 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Jan 2022)
Tax Bill	$1,390 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-27-203-008`

Property Details

APN / Parcel Number

Primary APN	`11-04-27-203-008`
Alternative APN	`04272030080000`

Exterior

Lot Area	5,986 sqft (0.14 acres)

Location & Zoning

Street Address	103 FRANCES ST
City	LOCKPORT
State	IL
Zip	60441-4102
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 16 (EX THE W 10 FT ) IN FAIRFIELD ADDN TO LOCKPORT, E1/2 OF THE NE1/2 SEC 27, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	27
Legal Subdivision	FAIRFIELD ADDITION TO LOCKPORT
Legal Lot Number	16
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2008
Census Tract	880702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Illinois and Michigan Canal listed 1966 · 30 contributing resources · National Historic Landmark (designated 1964) · NRIS 66000332

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15910 W RIDGE ST, LOCKPORT, IL 60441-4667
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 19, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 7, 2022	Warranty Deed, Transfer · Commercial Mortgage HARVEST SMALL BUSINESS FINANCE LLC
Jul 2, 2019	Deed of Trust, Mortgage CNB BK&TR NA
Jun 5, 2017	Warranty Deed, Transfer · Line of Credit PROVIDENCE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	20222845
Last Transfer Date	Sep 15, 2023
Transfer Doc	0000055059
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	103 FRANCES ST, LOCKPORT, IL 60441-4102
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15910 W RIDGE ST, LOCKPORT, IL 60441-4667

Mortgage

Document Number	0000000308
Date	Jan 2, 2024
Instrument	R2024000308

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Oct 19, 2023
Property Address	103 FRANCES ST, LOCKPORT, IL 60441-4102
Document Number	0000055059
Map Reference	NB 8 PG 19
Instrument Date	Sep 15, 2023
Instrument	R2023055059
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15910 W RIDGE ST, LOCKPORT, IL 60441-4667

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 7, 2022
Property Address	103 FRANCES ST, LOCKPORT, IL 60441-4102
Document Number	0000002845
Map Reference	MB 08 PG 19
Instrument Date	Dec 13, 2021
Instrument	R2022002845
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 FRANCES ST, LOCKPORT, IL 60441-4102

Mortgage

Document Number	0000002846
Date	Jan 7, 2022
Instrument	R2022002846

Lender

Name	HARVEST SMALL BUSINESS FINANCE LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	103 FRANCES ST, LOCKPORT, IL 60441-4102
Document Number	0000043366
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1011 MACGREGOR RD LOCKPORT IL 604412218, LOCKPORT, IL 60441-2218

Mortgage

Document Number	0000043366
Date	Jul 9, 2019
Instrument	43366

Lender

Name	CNB BK&TR NA
Type	Bank
Address	TINLEY PARK, IL 60487

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.4%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 5, 2017
Property Address	103 FRANCES ST, LOCKPORT, IL 60441-4102
Document Number	0000042982
Instrument Date	May 12, 2017
Instrument	42982
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1011 MACGREGOR RD LOCKPORT IL 604412218, LOCKPORT, IL 60441-2218

Mortgage

Document Number	42984
Date	Jun 5, 2017
Instrument	42984

Lender

Name	PROVIDENCE BK&TR
Address	SOUTH HOLLAND, IL 60473

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 4, 2022

Interest

Rate Type	Adjustable Rate
Rate	5%

Mortgage

Document Number	42986,
Date	Jun 5, 2017
Instrument	42986

Lender

Name	PROVIDENCE BK&TR
Address	SOUTH HOLLAND, IL 60473

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 4, 2022

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Lockport City
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Taft School District 90 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,390.00 (+20.24%)	$17,864 (+7.2%) Land $17,864	$53,592 (+7.2%) Land $53,592
2024		$16,664 (+25.48%) Land $16,664	$49,992 (+25.48%) Land $49,992
2022	$1,156.00	$13,280 Land $13,280	$39,840 Land $39,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1982–1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications.

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