103 Fox Den Way, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 103 Fox Den Way, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,238 sqft · built 2007
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Aug 2021)
Tax Bill$1,116 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN1950-13-4281-000

Property Details

APN / Parcel Number

Primary APN1950-13-4281-000
Alternative APN
  • 1834567

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,238 sqft Living Area
1st Floor Area728 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
PorchPorch
Porch Area104 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1834567
Street Address103 FOX DEN WAY
CityBEECH MOUNTAIN
StateNC
Zip28604-6581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 ATRIUM
Legal SubdivisionATRIUM
Legal Lot Number1
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1046
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 FOX DEN WAY, BEECH MOUNTAIN, NC 28604-6581
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jun 6, 2019Deed of Trust, Mortgage
LIVE OAK BKNG CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2021 · Amount on Record
Deed SaleAug 10, 2021 · Amount on Record
Prior SaleNov 27, 2012 · Amount on Record
Deed Document Number2021709852
Deed Book / Page2211 / 854
Prior Transfer DateNov 5, 2012
Prior Transfer Doc0000610673
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateAug 10, 2021
Property Address103 FOX DEN WAY, BEECH MOUNTAIN, NC 28604-6581
Document Number0022110854
Book / Page2211 / 854
Map ReferenceMB 28 PG 285
Instrument DateAug 9, 2021
Instrument709852
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 129, TERRELL, NC 28682-0129

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 FOX DEN WAY, BEECH MOUNTAIN, NC 28604-6581

Mortgage

Document Number0022110858
DateAug 10, 2021
Book Page2211/858
Instrument709853
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address103 FOX DEN WAY, BEECH MOUNTAIN, NC 28604-6581
Document Number0020310354
Instrument DateJun 6, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 FOX DEN LN BEECH MOUNTAIN NC 28604, BEECH MOUNTAIN, NC 28604

Mortgage

Document Number0020310354
DateJun 6, 2019
Book Page002031/000354
Instrument679563
Lender
NameLIVE OAK BKNG CO
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$314,800 (-) Land $14,900 Building $299,900
2025$1,116.00$314,800 (-) Land $14,900 Building $299,900
2024$314,800 Land $14,900 Building $299,900
2023$314,800 Land $14,900 Building $299,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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