103 Forest Ln, Elko, NV 89801 Property Records

Elko County property record for 103 Forest Ln, Elko, NV 89801 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,490 sqft · built 1992
Lot Size	0.303 acres (13,199 sqft)
Owner	Company Name on File
Last Sale	$399,500 (Oct 2023)
Tax Bill	$1,864 (2025)
Deeds & Mortgages	Feb 2024 Transfer Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-61A-040`

Property Details

APN / Parcel Number

Primary APN	`001-61A-040`
Alternative APN	`001-610-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	4 Stories
Building Area	1,490 sqft Living Area
Gross Area	1,984 sqft
Basement Area	494 sqft

Exterior

Year Built	Built 1992
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,199 sqft (0.303 acres)
Garage Type	Mixed
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Deck Area	208 sqft
Patio Area	208 sqft
Fence	Fence

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	103 FOREST LN
City	ELKO
State	NV
Zip	89801-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH FIFTH STREET ESTATES PHASE 1 FILE 288224,LOCATED IN,MDB&M CONT 13180.00SF
Legal Subdivision	NORTH FIFTH ST EST PHASE 1
Legal Phase	1
Legal Lot Number	40
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3013
Census Tract	950701

Owner

Source: Elko County records · APN 001-61A-040

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	103 FOREST LN, ELKO, NV 89801-8417
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2024	Intrafamily Transfer, Transfer
Oct 18, 2023	Bargain and Sale Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
May 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	0000827846
Last Transfer Date	Feb 01, 2024
Transfer Doc	0000833313
Record Updated	Jun 08, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Feb 01, 2024
Property Address	103 FOREST LN, ELKO, NV 89801-8417
Document Number	0000833313
Instrument Date	Jan 26, 2024
Instrument	833313
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	103 FOREST LN, ELKO, NV 89801-8417

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 18, 2023
Property Address	103 FOREST LN, ELKO, NV 89801-8417
Document Number	0000827846
Map Reference	FILE 288224
Instrument Date	Sep 25, 2023
Instrument	827846
Transaction Type	Transfer
Record Updated	Nov 07, 2023
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,558.05
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 FOREST LN, ELKO, NV 89801-8417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 FOREST LN, ELKO, NV 89801-8417

Mortgage

Document Number	0000827847
Date	Oct 18, 2023
Instrument	827847

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	May 24, 2019
Property Address	103 FOREST LN, ELKO, NV 89801-8417
Document Number	0000754894
Instrument Date	May 24, 2019
Instrument	754894
Transaction Type	Transfer
Record Updated	Jun 03, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	103 FOREST LN ELKO NV 898018417, ELKO, NV 89801-8417

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,864.00 (-21.32%) Disabled Person's exemption Veteran's exemption	$82,010 (+10.13%) Land $20,300 Building $61,710	$234,314 (+10.13%) Land $58,000 Building $176,314
2023	$2,369.00 (+3%)	$74,469 (+13.42%) Land $14,875 Building $59,594	$212,769 (+13.42%) Land $42,500 Building $170,269
2022	$2,300.00	$65,657 Land $14,875 Building $50,782	$187,591 Land $42,500 Building $145,091

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320079507013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002, other causes

Wildfire

Wildfire Risk	Very High above 93% of the US · above 80% of Nevada
Wildfire Likelihood	About 1 in 87 per year
Exposure	Indirect within ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 287 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Anthem Broadband of Nevada	Fiber	2,000 / 2,000
Zito West Holding	Cable	1,000 / 25
White Cloud Networks	Fixed Wireless	200 / 50
Hot Spot Broadband	Fixed Wireless (unlicensed)	100 / 50

May also be available at this address: JAB Wireless, Churchill County, State of Nevada, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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