Chesapeake City property record for 103 Ford St, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,972 sqft · built 2018 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Apr 2026) |
| Tax Bill | $3,475 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance Feb 2020 Mortgage + 6 more |
| APN | 0261002000780 |
| Primary APN | 0261002000780 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,972 sqft Living Area |
| 1st Floor Area | 998 sqft |
| Upper Floors Area | 974 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,966 sqft (0.114 acres) |
| Porch | Porch |
| Porch Area | 68 sqft |
| Patio Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 FORD ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-6125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 17-18 BLK G FORDVILLE |
| Legal Subdivision | FORDVILLE / JOHNSON'S GROVE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 21402 |
103 Ford St is owned and occupied by an individual who bought it in April 2026.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 FORD ST, CHESAPEAKE, VA 23323-6125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER |
| Feb 5, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 6, 2026 | Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Apr 6, 2026 | Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Nov 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS |
| Jan 23, 2019 | Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| May 18, 2018 | Special Warranty Deed, Transfer |
| Dec 12, 2017 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Prior Sale | Nov 28, 2022 · Amount on File |
| Deed Document Number | 20268475 |
| Deed Book / Page | 10963 / 1638 |
| Prior Transfer Date | Dec 8, 2017 |
| Prior Transfer Doc | 09864/1034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 103 FORD ST, CHESAPEAKE, VA 23323-6125 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010247/291 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 10247/291 |
| Instrument | 200040421 |
| Name | MR COOPER |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 103 FORD ST, CHESAPEAKE, VA 23323-6125 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10109/1564 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 10109/1564 |
| Instrument | 200003754 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 6, 2026 |
| Property Address | 103 FORD ST, CHESAPEAKE, VA 23323-6125 |
| Document Number | 0000008475 |
| Book / Page | 10963 / 1638 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026.8475 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 FORD ST, CHESAPEAKE, VA 23323-6125 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008478, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 2026..8478 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 6, 2026 |
| Property Address | 103 FORD ST, CHESAPEAKE, VA 23323-6125 |
| Document Number | 10963/1638 |
| Book / Page | 10963 / 1638 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20268475 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 FORD ST, CHESAPEAKE, VA 23323-6125 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008478, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20268478 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 28, 2022 |
| Property Address | 103 FORD ST, CHESAPEAKE, VA 23323-6125 |
| Document Number | 10620/1512 |
| Book / Page | 10620 / 1512 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 220034976 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | ALPHA 1 TITLE AND ESCROW LLC, ALPHA1 TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 FORD ST, CHESAPEAKE, VA 23323-6125 |
| Document Number | 0220034977 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 220034977 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 23, 2019 |
| Property Address | 103 FORD ST, CHESAPEAKE, VA 23323-6125 |
| Document Number | 9982/799 |
| Book / Page | 9982 / 799 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 190001653 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 FORD ST, CHESAPEAKE, VA 23323-6125 |
| Document Number | 190001654 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 190001654 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 18, 2018 |
| Property Address | 103 FORD ST, CHESAPEAKE, VA 23323-6125 |
| Document Number | 9914/606 |
| Book / Page | 9914 / 606 |
| Instrument Date | May 16, 2018 |
| Instrument | 180012909 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 508 BAYLOR CT STE B, B, CHESAPEAKE, VA 23320-3680 |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 12, 2017 |
| Property Address | 103 FORD ST, CHESAPEAKE, VA 23323-6125 |
| Document Number | 9864/1034 |
| Book / Page | 9864 / 1034 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 170034174 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 508 BAYLOR CT STE B, B, CHESAPEAKE, VA 23320-3680 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 103 Ford St was $3,475, up 8.1% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,300 (+8.2%) Land $105,000 Building $267,300 | $372,300 (+8.2%) Land $105,000 Building $267,300 | |
| 2025 | $3,475.00 (+8.12%) | $344,100 Land $95,000 Building $249,100 | $344,100 Land $95,000 Building $249,100 |
| 2024 | $3,214.00 | ||
| 2023 | $298,400 (+15.17%) Land $85,000 Building $213,400 | $298,400 (+15.17%) Land $85,000 Building $213,400 | |
| 2022 | $259,100 Land $70,000 Building $189,100 | $259,100 Land $70,000 Building $189,100 | |
| 2019 | $2,376.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 103 Ford St; there have been 107 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 204 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 204 in force |
| Nearby Flood Claims | 107 (1989–2020) |
| Claims Outside the SFHA | 3 of 107 |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Ford St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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