103 FM 2280, Cleburne, TX 76031 Property Records

Johnson County property record for 103 FM 2280, Cleburne, TX 76031

Property Summary

Property Type	Commercial
Details	2,646 sqft · built 1960
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Tax Bill	$6,811 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`126-0875-00170`

Property Details

APN / Parcel Number

Primary APN	`126-0875-00170`
Alternative APN	`R000020941`

Interior

Building Area	2,646 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	23,958 sqft (0.55 acres)

Location & Zoning

Account Number	R000020941
Street Address	103 FM 2280
City	CLEBURNE
State	TX
Zip	76031
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ABST 875 TR 31B O WINTERS
Legal Subdivision	O WINTERS
Legal Tract	31B
Legal Block	3
Jurisdiction	JOHNSON TX
Township / Civil Division	CLEBURNE
Census Block Group	3
Census Block	3010
Census Tract	130304

Owner

Source: Johnson County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3813 TWIN CREEKS DR, CLEBURNE, TX 76031-7946
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK
Jan 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK
Jan 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021
Deed Sale	Jul 20, 2021
Deed Document Number	202126410
Prior Transfer Date	Jul 19, 2021
Prior Transfer Doc	0000026410
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	103 FM 2280, CLEBURNE, TX 76031
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 TWIN CREEKS DR, CLEBURNE, TX 76031-7946

Mortgage

Document Number	0000031273
Date	Aug 23, 2021
Instrument	2021-31273

Lender

Name	COGENT BANK
Type	Bank
Address	KEENE, TX 76059

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	103 FM 2280, CLEBURNE, TX 76031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001941
Date	Jan 24, 2018
Instrument	2018-01941

Lender

Name	PINNACLE BANK
Type	Bank
Address	KEENE, TX 76059

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	103 FM 2280, CLEBURNE, TX 76031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001593
Date	Jan 23, 2019
Instrument	2019-01593

Lender

Name	COGENT BANK
Type	Bank
Address	KEENE, TX 76059

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Johnson County
Municipality	Keene City
Unified School District	Cleburne Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,811.00 (+51.42%)	$268,532 (-3.29%) Land $50,747 Building $217,785	$268,532 (-3.29%) Land $50,747 Building $217,785
2023		$277,680 Land $59,895 Building $217,785	$277,680 Land $59,895 Building $217,785
2021	$4,498.00 (+90.75%)
2018	$2,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 63% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON COUNTY SUD serves 65,517 people · EPA ID TX1260018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, United Electric Cooperative Services, Verizon.

Nearby Properties on FM 2280

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures